Michigan Work Comp Class Codes

Michigan Workers Compensation Classification CodesNeed to find Michigan workers compensation class codes? Michigan is under the state Jurisdiction of the Compensation Advisory Organization of Michigan (CAOM), and uses the Michigan Workers’ Compensation Statistical Plan.

If you have a classification question or believe you have been incorrectly classified, please see The Employer’s Workers Compensation Classification Guide.

For a more in-depth scope of coverage, you can view the classifications manual for Workers Compensation.

This class code lookup guide is to be used as an aid in determining the proper classification.

For further detail of each classification, please refer to the CAOM Classification Manual.

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Michigan Business List

Looking to maximize your Michigan WC marketing efforts? Download the Michigan Business List. Search, filter, and target specific businesses by workers compensation code, industry, city, state, and more!

 


Lookup Michigan Workers Comp Codes


You can use the search bar above to find Michigan workers’ compensation codes. If you know the numeric code you are looking for, you can type it in, and the page for that code will be in the search results. If you do not know the numeric code that you are looking for, try searching “Workers compensation code [Keyword for the industry].” That search query will yield results for any workers compensation codes of which the keyword is included in the phraseology of the class code.

Work Comp Classification: State-by-Sate Guide

Looking for an index of workers compensation codes for a state other than Michigan? Use our state-by-state map below! Click on a state to view the correlating list of workers compensation class codes.

List of Michigan Workers’ Compensation Class Codes

This page contains an exhaustive Michigan workers compensation code list, utilizing paginated tabs. Tab 0 contains the (Four digit) MI workers compensation codes that begin with “0,” Tab 1 contains MI workers compensation codes that begin with “1,” tab 2 contains MI workers compensation codes that begin with “2,” and so forth. On mobile devices, tabs are shown on the bottom of the page.

0005 FARM: CHRISTMAS TREES, GRASS SEED, HOLLY, NURSERY, SOD

0011 FARM: GARDEN OR TRUCK

0034 APIARIES; FARM: EGG OR POULTRY, FISH HATCHERIES, FUR

0035 FARM: BULBS OR FLOWERS; FLORIST; CULTIVATING; HYDROPONIC GROWING OF VEGETABLES; MUSHROOM RAISING

0042 LANDSCAPE GARDENING

0106 CHRISTMAS TREE HARVESTING EXCLUSIVELY; RIGHT-OF-WAY

0128 FARM: NOC

0129 FARM: DAIRY OR LIVESTOCK (EXCEPT HORSES); FEED LOTS –

0130 FARM: ORCHARD

0141 FARM: FRUIT AND VEGETABLE PACKING

0908 DOMESTIC WORKERS – INSIDE – OCCASIONAL

0909 DOMESTIC WORKERS – OUTSIDE – OCCASIONAL

0912 DOMESTIC WORKERS – OUTSIDE

0913 DOMESTIC WORKERS – INSIDE

 

Top 10 Michigan Workers Compensation Companies By Premiums Written

Need a Michigan workers compensation quote? Below is a list of the top 10 workers compensation insurance providers in the state of Michigan by premiums written.

Company Name Premiums Written Premiums Earned Loss Ratio Loss & Cost Containment Ratio Market Share Cumulative Market Share
BCBS OF MI GRP 197,039 198,467 27.14% 30.11% 16.50% 16.50%
TRAVELERS GRP 108,100 100,429 46.10% 56.91% 9.05% 25.55%
LIBERTY MUT GRP 93,958 91,119 53.85% 58.18% 7.87% 33.42%
HARTFORD FIRE & CAS GRP 52,431 56,034 30.18% 33.18% 4.39% 37.81%
AUTO OWNERS GRP 50,765 50,241 44.41% 49.55% 4.25% 42.06%
AMERICAN INTL GRP 44,443 40,430 N/A N/A 3.72% 45.78%
ZURICH INS GRP 39,668 40,845 48.51% 56.03% 3.32% 49.10%
AMERISURE CO GRP 38,246 36,557 26.25% 29.14% 3.20% 52.30%
FRANKENMUTH GRP 33,723 34,499 27.18% 28.02% 2.82% 55.13%
HASTINGS MUT INS CO 33,033 32,282 27.84% 31.33% 2.77% 57.89%
**STATE TOTAL** 1,194,278 1,178,974 37.69% 42.45% 100.00% 100.00%

Source: National Association of Insurance Commissioners

Michigan Premium Rate Ranking

The state of Michigan has the 34th highest workers’ compensation premiums rates, according to the Oregon premium rate ranking study. They have maintained the same position as the previous rate ranking, which was also 34th. Workers’ compensation premiums in Michigan cost 85% of the national median.

Michigan Workers Compensation Premium Rate Ranking

Michigan Workers’ Compensation Rates by Class Code

The estimated Michigan workers’ compensation rates by class code below are part of the Oregon workers’ compensation premium rate ranking study. You can view their study by clicking on the images below.

Michigan Workers Compensation Rates: 0005 0016 0037

Michigan Workers Compensation Rates: 0005 0016 0037

 

Michigan Workers Compensation Class Codes