NAICS Code 522298

NAICS 522298

NAICS Code 522298 – All Other Nondepository Credit Intermediation

Definition of NAICS Code 522298: This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property.

  • You can also download your own copy of the complete 2017 NAICS Classification Manual. The NAICS Manual is updated every five years. The 2017 copy will be applicable until a new edition is produced in 2022.

Illustrative Examples of NAICS 522298

What are some examples of this code? The bulleted items below are illustrative examples of this classification.

  • Commodity Credit Corporation
  • Morris Plans (i.e., known as), nondepository
  • Factoring accounts receivable
  • Pawnshops
  • Industrial banks (i.e., known as), nondepository

Cross Reference Guide for Code 522298

What codes are similar to this classification that might be a more applicable code? The cross-reference guide below displays the codes for other similar industries. Please review to find the most applicable classification.

  • Establishments primarily engaged in providing credit sales funding are classified in Industry NAICS 522210, Credit Card Issuing;
  • Establishments primarily engaged in sales financing or sales financing in combination with leasing are classified in Industry NAICS 522220, Sales Financing;
  • Establishments primarily engaged in making unsecured cash loans to consumers are classified in U.S. Industry NAICS 522291, Consumer Lending;
  • Establishments primarily engaged in lending funds with real estate as collateral are classified in U.S. Industry NAICS 522292, Real Estate Credit;
  • Establishments primarily engaged in international trade financing are classified in U.S. Industry NAICS 522293, International Trade Financing;
  • Establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market are classified in U.S. Industry NAICS 522294, Secondary Market Financing; and
  • Establishments known as industrial banks or Morris Plans and are primarily engaged in accepting deposits are classified in Industry NAICS 522190, Other Depository Credit Intermediation.

Other Index Entries for NAICS 522298

The North American Industry Classification System contains multiple index entries that are each descriptive of the same code. The bulleted list below shows all applicable index entries (Current and former) that are associated with this classification. These index entries further elaborate on the scope of applicable industries that have already been defined at the top of this page.

  • Agricultural credit institutions, making loans or extending credit (except real estate, sales financing)
  • Agricultural lending (except real estate, sales financing)
  • Banks, industrial (i.e., known as), nondepository
  • Commodity Credit Corporation
  • Edge Act corporations (except international trade financing)
  • Factoring accounts receivable
  • Federal Home Loan Banks (FHLB)
  • Industrial banks (i.e., known as), nondepository
  • Industrial loan companies, nondepository
  • Morris Plans (i.e., known as), nondepository
  • National Credit Union Administration (NCUA)
  • Pawnshops
  • Plans, Morris (i.e., known as), nondepository
  • Purchasing of accounts receivable
  • Short-term inventory credit lending
Suggested Insurance Conversion Table for NAICS Code 522298

Looking for an insurance classification other than the North American Industry Classification System? If a company falls within the industry defined on this page, then the class codes mentioned below may be applicable. Please note that the bulleted cross-reference guide below is not authoritative. Users should have an insurance professional review to ensure proper insurance classification.

  • NCCI WC (Varies by state): 8017NAICS 522298
  • CA WC: 8017
  • DE WC: 928
  • PA WC: 928
  • MI WC: 8017
  • NJ WC: 8017
  • NY WC: 8017
  • WY WC: 522298
  • GL: 18437
  • SIC: 5932

Resources: Praxiom, AceGroupTDICalifornia Division of Workers Compensation, Delaware Workers Compensation Manual, Pennsylvania Workers Compensation Manual, Michigan Workers’ Compensation Placement Facility: Classification Definitions, New Jersey Workers Compensation and Employers Liability Insurance Manual, New York Workers Compensation and Employers Liability, North American Industry Classification System, Florida Underwriting Guide: Commercial General Liability Classifications,  Standard Industrial Classifications.

The suggested cross reference guide for NAICS code 522298 is based on our research using the resources cited above.

Correlating Code Breakdown for North American Industry Classification System

NAICS codes are broken down by digit. The broadest description starts with the 2 digit sector codes. The 3 digit subsector codes are more specific, then the 4 digit industry group, 5 digit industry, and the most specific is the 6 digit NAICS code (Where you are now). If the code on this page does not describe the industry of the business in question, then select the largest applicable code below. From there, follow through the progression of smaller digits to the larger digits in order to obtain the most specific 6 digit classification.

  • Sector 52: Finance and Insurance
  • Subsector 522: Credit Intermediation and Related Activities
  • Industry Group 5222: Nondepository Credit Intermediation
  • Industry 52229: Other Nondepository Credit Intermediation
  • 6 Digit Code(s) NAICS 522291: Consumer Lending
  • 6 Digit Code(s) NAICS 522292: Real Estate Credit
  • 6 Digit Code(s) NAICS 522293: International Trade Financing
  • 6 Digit Code(s) NAICS 522294: Secondary Market Financing
  • 6 Digit Code(s) NAICS 522298: All Other Nondepository Credit Intermediation
Other helpful NAICS Downloads

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NAICS Code 522298