NAICS Code 522291

NAICS 522291

NAICS Code 522291 – Consumer Lending

Definition of NAICS Code 522291: This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers.

  • You can also download your own copy of the complete 2017 NAICS Classification Manual. The NAICS Manual is updated every five years. The 2017 copy will be applicable until a new edition is produced in 2022.

Illustrative Examples of NAICS 522291

What are some examples of this code? The bulleted items below are illustrative examples of this classification.

  • Finance companies (i.e., unsecured cash loans)
  • Personal credit institutions (i.e., unsecured cash loans)
  • Loan companies (i.e., consumer, personal, student, small)
  • Student loans companies

Cross Reference Guide for Code 522291

What codes are similar to this classification that might be a more applicable code? The cross-reference guide below displays the codes for other similar industries. Please review to find the most applicable classification.

  • Accepting deposits and lending funds from these deposits–are classified in Industry Group 5221, Depository Credit Intermediation; and
  • Arranging loans for others on a commission or fee basis–are classified in Industry NAICS 522310, Mortgage and Nonmortgage Loan Brokers.

Other Index Entries for NAICS 522291

The North American Industry Classification System contains multiple index entries that are each descriptive of the same code. The bulleted list below shows all applicable index entries (Current and former) that are associated with this classification. These index entries further elaborate on the scope of applicable industries that have already been defined at the top of this page.

  • Consumer finance companies (i.e., unsecured cash loans)
  • Consumer lending
  • Finance companies (i.e., unsecured cash loans)
  • Loan companies (i.e., consumer, personal, small, student)
  • Personal credit institutions (i.e., unsecured cash loans)
  • Personal finance companies (i.e., unsecured cash loans)
  • Small loan companies (i.e., unsecured cash loans)
  • Student loan companies
Suggested Insurance Conversion Table for NAICS Code 522291

Looking for an insurance classification other than the North American Industry Classification System? If a company falls within the industry defined on this page, then the class codes mentioned below may be applicable. Please note that the bulleted cross-reference guide below is not authoritative. Users should have an insurance professional review to ensure proper insurance classification.

  • NCCI WC (Varies by state): 8810NAICS 522291
  • CA WC: 8808
  • DE WC: 988
  • PA WC: 988
  • MI WC: 8810
  • NJ WC: 8810
  • NY WC:8810
  • WY WC: 522291
  • GL: 61223
  • SIC: 6141

Resources: Praxiom, AceGroupTDICalifornia Division of Workers Compensation, Delaware Workers Compensation Manual, Pennsylvania Workers Compensation Manual, Michigan Workers’ Compensation Placement Facility: Classification Definitions, New Jersey Workers Compensation and Employers Liability Insurance Manual, New York Workers Compensation and Employers Liability, North American Industry Classification System, Florida Underwriting Guide: Commercial General Liability Classifications,  Standard Industrial Classifications.

The suggested cross reference guide for NAICS code 522291 is based on our research using the resources cited above.

Correlating Code Breakdown for North American Industry Classification System

NAICS codes are broken down by digit. The broadest description starts with the 2 digit sector codes. The 3 digit subsector codes are more specific, then the 4 digit industry group, 5 digit industry, and the most specific is the 6 digit NAICS code (Where you are now). If the code on this page does not describe the industry of the business in question, then select the largest applicable code below. From there, follow through the progression of smaller digits to the larger digits in order to obtain the most specific 6 digit classification.

  • Sector 52: Finance and Insurance
  • Subsector 522: Credit Intermediation and Related Activities
  • Industry Group 5222: Nondepository Credit Intermediation
  • Industry 52229: Other Nondepository Credit Intermediation
  • 6 Digit Code(s) NAICS 522291: Consumer Lending
  • 6 Digit Code(s) NAICS 522292: Real Estate Credit
  • 6 Digit Code(s) NAICS 522293: International Trade Financing
  • 6 Digit Code(s) NAICS 522294: Secondary Market Financing
  • 6 Digit Code(s) NAICS 522298: All Other Nondepository Credit Intermediation
Other helpful NAICS Downloads

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NAICS Code 522291