List of Workers Compensation State Funds By State

Below is a list of workers compensation state funds by state. Please note that some states do not have a state fund. This list is based on membership to the American Association of State Compensation Insurance Funds, or AASCIF.

List of Workers Compensation Funds State

List of Workers Compensation Funds by State


ArizonaCopperPoint Mutual Insurance Company602.631.20003030 North Third Street, Phoenix, AZ 85012
CaliforniaState Compensation Insurance Fund888.782.8338333 Bush Street, San Francisco, CA 94104
ColoradoPinnacol Assurance303.361.40007501 East Lowry Boulevard, Denver, CO 80230
HawaiiHawaii Employers’ Mutual Insurance Co. Inc.808.524.36421100 Alakea Street, Suite 1400, Honolulu, HI 96813
IdahoIdaho State Insurance Fund208.332.21001215 West State Street, Boise, ID 83720
KentuckyKentucky Employers Mutual Insurance859.425.7800250 West Main Street Suite 900, Lexington, KY 40507
LousianaLouisiana Workers’ Compensation Corporation225.924.77882237 South Acadian Thruway, Baton Rouge, LA 70808
MaineMaine Employers Mutual Insurance Company207.791.3300261 Commercial Street, Portland, ME 04104
MarylandChesapeake Employers’ Insurance Company410.494.20008722 Loch Raven Boulevard, Towson, MD 21286
MinnesotaSFM Mutual Insurance Company952.838.42003500 American Boulevard West, Suite 700, Bloomington, MN 55431
MissouriMissouri Employers Mutual Insurance800.442.0590101 N Keene St, Columbia, MO 65201
MontanaMontana State Fund406.495.5015855 Front Street, Helena, MT   59604
New MexicoNew Mexico Mutual Group505.345.72603900 Singer Boulevard NE, Albuquerque, NM 87109
New YorkNew York State Insurance Fund212.312.7001199 Church Street, New York, NY 10007
North DakotaWorkforce Safety and Insurance701.328.38001600 East Century Avenue, Suite 1, Bismarck, ND 58506
OhioOhio Bureau of Workers Compensation800.644.629230 West Spring Street, Columbus, OH 43215
OklahomaCompSource405.232.76631901 North Walnut Ave. Oklahoma City, OK 73152
OregonState Accident Insurance Fund (SAIF)503.373.8000400 High Street SE, Salem, OR 97312
PennsylvaniaPennsylvania State Workers Insurance Fund570.963.4635100 Lackawanna Avenue, Scranton, PA 18505
Rhode IslandBeacon Mutual Insurance Company401.825.2667One Beacon Centre, P.O. Box 5100, Warwick, RI 02886
South CarolinaSouth Carolina State Accident Fund803.896.5800P.O. Box 102100, Columbia, SC 29221
TexasTexas Mutual Insurance Company800.859.59956210 East Highway 290, Austin, TX 78723
UtahWorkers Compensation Fund800.446.2667100 West Towne Ridge Parkway, Sandy, UT 84070
WashingtonWashington Department of Labor and Industries360.902.58007273 Linderson Way SW, Tumwater, WA 98501
WyomingWyoming Division of Workers Safety & Compensation307.777.71591510 East Pershing Boulevard, Cheyenne, WY 82002

What is a State Fund?

A state fund is  workers compensation insurer, legislated to function as a safety net for companies to retain insurance coverage, despite any risk or loss history. Furthermore, state funds can function as a competitive source of insurance for some businesses, aided by the non-profit business model, and specialization in one type of insurance – workers compensation!

In an effort to help stabilize the economic environments, state fund help employers retain insurance coverage, thus helping them from going out of business and keeping jobs stable.

State funds help protect states in many ways, such as:

  • Serving as a safety net to otherwise uninsurable risks
  • Helping keep premiums low
  • Helping protect jobs

State funds are positioned to help their respective states in the aforementioned ways via specialization. Many workers compensation insurance carriers offer other types of insurance, but state funds do not. By concentration of resources, knowledge, expertise, and service, have helped businesses thrive while also protecting employers and employees alike.

List of Workers Compensation State Funds By State