What are General Liability Class Codes?

General liability class codes are groups of numbers that insurance companies use to classify businesses into categories of risk, to aid them in assigning the appropriate rate, coverages, and exclusions for GL insurance.

Naturally, different types of businesses are vulnerable to various kinds and degrees of risk. General liability class codes enable insurance companies to group insureds based on the type of work being performed and to collect statistical data affecting how they will underwrite that line of business.

Lookup General Liability Class Codes

Online General Liability Class Codes are shown below (Index only).



Continue reading for information regarding how to obtain authoritative underwriting material for general liability insurance.


Examples of how General Liability Class Codes are used:

A business consultant (ISO CGL Code 41677) is more vulnerable to errors that might harm a client’s revenues, whereas a carpenter (ISO CGL Code 91340) is more prone to the risk of personal injury.

Since each of these industries possesses different risk exposures, they need different types GL classifications. General Liability classifications categorize businesses according to the service they provide and the hazards and risks that are unique to those services.


When GL Class Codes are used for Exclusions:

While insurance companies use GL codes to approve and rate businesses, they are also used to deny certain coverages as well. An example of operations not covered is called an exclusion. Exclusions limit the insurance company’s liability for activities that fall outside of the insured’s classification. For example, if a residential carpenter (ISO CGL Code 91340) frames a residential house that is faulty and incurs damages, the business is covered. If however, they incur losses as a result of framing a building that exceeds three stories in height, the business is not covered because this is excluded from that particular GL code.

For example, if a residential carpenter (ISO CGL Code 91340) frames a residential house that is faulty and incurs damages, the business is covered. If however, they incur damages as a result of framing a building that exceeds three stories in height, the business is not covered because this is excluded from that particular GL code.

With general liability insurance, the insurance company assumes the following:

  1. The duty to defend you
  2. The duty to indemnify you
  3. The duty to settle a reasonably clear claim

Short Video Overview of GL Class Codes

 


What is General Liability Insurance?

General liability is the broadest, most common form of insurance purchased by businesses, protecting them from a variety of claims. General liability protects businesses aginst risks such as personal injury, property damage, and other types of bodily harm that result from the business operations.

In the event that the business is sued, GL insurance protects them against many hazards and risks. If a lawsuit is brought against a company with a GL policy, the insurance company pays for legal fees, losses, and damages that are incurred as a result of the lawsuit.

Below are a few examples of situations in which your business could be protected if you have general liability insurance coverage. With coverage, the insurance company is liable for certain legal expenses, medical expenses, compensatory and punitive damage:

  • While visiting your business, a customer trips on a step and is injured.
  • An employee of your residential electrician service accidentally leaves the water running, causing damage to a customer’s home.
  • A class action lawsuit is filed against your insurance agency, alleging that advertisements constituted misleading information.

Looking for a GL Class Code?General Liability Classification Guide

If you are looking for a GL class code list online, you can find them many places online–such as the official insurance agency associations for most states.

Many other websites post a general index of class codes that are important for their viewers, including insurance carriers, brokers, and agencies. However, these lists (Such as the list below) only provide a general index listing.

For underwriting purposes, you will need a detailed, accurate, and authoritative guide – the PAAS General Liability Classification Guide.

The General Liability Classification Guide is available through PAAS on http://www.verisk.com/iso.html.


How Businesses are Classified for General Liability Insurance

Insurance companies assign general liability class codes based on company industry and the type of work performed. The rates developed the insured’s business classification are applied to the gross sales, square footage, or payroll as a rate per $1,000, depending on the industry. Liability insurance rating is based on gross sales for most businesses except for construction, where it is often based on both employee payroll and sub-contractor payments.

General Liability Insurance Class-Codes

There is no universal standard classification system for general liability insurance. Insurance companies will typically base their rates off of other existing business classifications, such as ISO, NAICS, NCCI, or SIC classification systems. Alternatively, they might develop their own in-house classification system. The authoritative providers for the most common GL rating systems include:

ISO – Insurance Services Office

NCCI – National Council on Compensation Insurance

NAICS – North American Industry Classification System

SIC – Standard Industrial Classifications

To locate NCCI class codes, click the image below.

NCCI Class Codes

NCCI Class Codes

To view the SIC Code List, click the image below.

SIC Code List

SIC Code List

To view the NAICS code list, click the image below.

NAICS Code List

NAICS Code List

To view general liability class codes, scroll down.

General Liability Class Codes

General Liability Class Codes

You can also view lists of GL classification codes as originally published by others:

FAIA | CCISTexas Department of InsuranceBuilders & Tradesmen’s Insurance Services, Inc. | The Woodlands Financial GroupFast Comp

*Disclaimer: For authoritative content regarding General Liability Class Codes, please obtain directly from iso.com

ISO CGL Class Codes List

After following the link below for ISO CGL class codes, you can press “Control” + “F” to search for a specific number or keyword.

ISO CGL Class Codes

ISO CGL Class Codes

 


CodeClassification Wording
10010Air Conditioning Equipment – dealers or distributors only
10015Amusement Centers
10020Amusement Parks
10026Antique Stores
10036Anhydrous Ammonia Dealers and Distributors
10040Appliance Distributors – household type
10042Appliance Stores – household type
10052Archery Ranges – indoor
10054Archery Ranges – NOC
10060Army and Navy Stores
10065Art Galleries
10066Art Galleries
10070Automobile Parts and Supplies Distributors
10071Automobile Parts and Supplies Stores
10072Automobile Quick Lubrication Services
10073Automobile Repair or Service Shops – NOC
10075Automobile Repair Shops – self-service
10100Bakeries
10101Boat Dealers
10105Boat Storage and Moorage
10107Boat Yards or Marinas – public
10110Boats – canoes or rowboats – for rent – not equipped with motors
10111Barber or Beauty Shop Supplies Distributors
10113Barber Shops
10115Beauty Parlors and Hair Styling Salons
10117Boats – motor or sail – rented to others
10119Boats – NOC – rented to others
10120Bathhouses or Bathing Pavilions
10130Bazaars – operated by the insured
10132Bazaars – operated by the insured
10133Beach Chairs and Umbrellas – rented to others
10135Beaches – bathing – commercially operated
10140Beverage Distributors – alcoholic other than beer
10141Beverage Distributors – nonalcoholic and beer
10145Beverage Stores – liquor and wine
10146Beverage Stores – soft drinks and beer
10150Bicycle Stores – sales and servicing
10151Bicycles – rented to others
10160Billiard or Pool Halls
10204Book and Magazine Stores
10205Book and Magazine Stores
10220Bowling Lanes
10255Building Material Dealers
10256Building Material Dealers – secondhand material
10257Building Material Distributors
10309Camera and Photographic Equipment Stores
10315Camper or Travel Trailer Sales Agencies
10331Campgrounds
10332Campgrounds
10352Candy or Confectionery Stores
10367Car Washes
10368Car Washes – self-service
10375Carnival or Circus Companies
10378Carnivals – outside (sponsor’s risk only)
10379Carnivals – outside (sponsor’s risk only)
10380Carnivals or Circuses – in tents (sponsor’s risk only)
10381Carnivals or Circuses – in tents (sponsor’s risk only)
11007Carpet, Rug or Upholstery Cleaning – shop only
11020Catalog or Premium Coupon Redemption Stores
11039Caterers
11052Chairs – rented to others
11101Chemical Distributors
11120Children’s Playcenters – indoor
11126Clothing or Wearing Apparel Distributors
11127Clothing or Wearing Apparel Stores
11128Clothing or Wearing Apparel Stores
11138Clubs – country or golf
11155Collectibles and Memorabilia Stores
11160Computer Stores
11167Concessionaires – check room, shoeshine, or toilet concessions in hotels, restaurants, railroad stations, etc.
11168Concessionaires
11201Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others with operators
11202Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others without operators
11203Contractors’ Equipment Dealers – ladders, excluding hoists, scaffolds or towers
11204Contractors’ Equipment Dealers – ladders, hoists, scaffolds or towers
11205Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others with operators
11206Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others without operators
11207Contractors’ Equipment – excluding automobiles – rented to others with operators – NOC
11208Contractors’ Equipment – excluding automobiles – rented to others without operators – NOC
11209Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others with operators
11210Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others without operators
11211Contractors’ Equipment – ladders, scaffolds, scaffolding, sidewalks, bridges, towers and equipment incidental thereto – rented to others
11212Contractors’ Equipment – scaffolds, sidewalks, bridges, hod or material hoist towers – rented to others – installation, repair or removal operations only
11213Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others with operators
11214Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others without operators
11222Copying and Duplicating Services – retail
11234Cosmetic, Hair or Skin Preparation Stores
11248Cotton or Wool Merchants
11258Dairy Products or Butter and Egg Stores
11259Dairy Products or Butter and Egg Stores
11273Dance Halls or Ballrooms
11274Dance Halls or Ballrooms
11288Delicatessens
12014Dental Laboratories
12356Department or Discount Stores
12361Distributors – food or drink – NOC
12362Distributors – no food or drink – NOC
12373Drug Distributors
12374Drugstores – no table or counter service for beverage or food
12375Drugstores – NOC
12391Electrical Equipment Distributors
12393Electronics Stores
12467Equipment, Fixtures or Supplies – for bars, hotels, offices, restaurants or stores – distributors
12509Fabric Distributors
12510Fabric Stores
12583Feed, Grain or Hay Dealers
12651Fence Dealers
12683Fertilizer Dealers and Distributors
12707Fire Protection Equipment Dealers and Distributors
12797Floor Covering Distributors
12805Floor Covering Stores
12841Florists
12927Formal Wear or Costumes – rented to others
13049Frozen Food – distributors
13111Fruit or Vegetable Dealers
13112Fruit or Vegetable Distributors
13201Fuel Dealers or Distributors – coal or wood
13204Fuel Oil or Kerosene Dealers
13205Fuel Oil or Kerosene Distributors
13314Fur – Garments and pelts – distributors
13351Furniture Stores
13352Furniture Stores
13410Gas Dealers – LPG
13411Gas Dealers or Distributors – NOC
13412Gas Distributors – LPG
13453Gasoline Stations – full service
13454Gasoline Stations – self-service
13455Gasoline Stations – self and full service combined
13506Gift Shops
13507Gift Shops
13590Glass Dealers and Glaziers
13621Grain Milling
13670Grocery Distributors
13673Grocery Stores-NOC
13715Hardware and Tool Distributors
13716Hardware Stores
13720Health or Natural Food Stores
13759Hearing Aid Stores
13930Heating or Combined Heating and Air Conditioning Equipment – dealers or distributors only
14068Hide Dealers and Distributors – raw
14101Hobby, Craft or Artist’s Supply Stores
14279Home Improvement Stores
14401Ice Cream Stores
14405Ice Dealers and Distributors
14527Janitorial Supplies – dealers or distributors
14655Jewelry Stores or Distributors
14731Laundries and Dry Cleaners – self-service
14732Laundry and Dry Cleaning or Dyeing Receiving Stations
14733Laundry and Dry Cleaning Stores
14734Laundry Rental Service
14855Livestock Dealers or Commission Merchants
14913Locksmiths
15060Machinery or Equipment Dealers – construction or industrial – mobile type
15061Machinery or Equipment Dealers – farm type
15062Machinery or Equipment Dealers – NOC
15063Machinery or Equipment Dealers – yard or garden type
15070Mail Box or Packaging Stores
15119Markets – not open air (lessor’s risk only)
15120Markets – not open air (lessor’s risk only)
15123Markets – open air (lessor’s risk only)
15124Markets – open air (lessor’s risk only)
15188Oil or Gas Wells Supplies or Equipment Dealers – secondhand
15223Meat, Fish, Poultry or Seafood – distributors
15224Meat, Fish, Poultry or Seafood Stores
15300Medical, Hospital and Surgical Equipment and Supplies – rented to others
15314Medical, Hospital and Surgical Supply Stores
15404Metal Dealers or Distributors – nonstructural
15405Metal Dealers or Distributors – structural
15406Metal Scrap Dealers
15488Mobile Home Sales Agencies
15538Musical Instrument Stores
15600Nail Salons
15607Newspaper or Magazine Distributors
15608Newsstands
15656Nightclubs, Cabarets and Comedy Clubs
15699Nursery – garden
15733Oil Refineries
15839Optical Goods Stores
15991Paint, Wallpaper or Wallcovering Stores
15993Painting, Picture or Frame Stores
16005Paper Products Distributors
16009Paper, Rag or Rubber Stock Dealers and Distributors – secondhand
16402Pet Grooming
16403Pet Stores
16404Pet Training
16471Photographers
16501Plastic or Rubber Supply Goods Distributors
16527Plumbing and Fixtures Supplies – dealers and distributors
16588Printers or Electrotypers Supplies – distributors
16604Produce Handling or Packing
16670Racquet Sports and Handball Facilities – commercially operated
16676Music Stores – Pre-recorded
16694Recreational Vehicle Dealers
16705Refrigeration Equipment – dealers and distributors only – commercial
16722Rental Stores – NOC
16723Rental Stores – machinery or equipment – rented to others on a long-term basis
16750Internet Retailers
16819Restaurants – operated by concessionaires
16820Restaurants – operated by concessionaires
16881Secondhand or Salvage Dealers and Distributors
16890Seed Merchants – excluding misdelivery and germination failure
16891Seed Merchants
16892Seed Merchants – excluding germination failure
16900Restaurants - with no sale of alcoholic beverages - with table service
16901Restaurants - with no sale of alcoholic beverages - withour table service with seating
16902Restaurants - with no sale of alcoholic beverages - without seating
16910Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table service
16911Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service with seating
16915Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - with dance floor
16916Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - without dance floor
16920Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- with dance floor: table service
16921Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- with dance floor: no table service
16930Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- without dance floor: table service
16931Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - with tables- without dance floor: no table service
16940Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar service only (no tables):- with dance floor
16941Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - bar service only (no tables):- without dance floor
18109Shoe Repair Shops
18110Shoe Stores
18200Spas or Personal Enhancement Facilities
18205Sporting Goods or Athletic Equipment Distributors
18206Sporting Goods or Athletic Equipment Stores
18335Stationery or Paper Products Stores
18435Stores – NOC – food or drink
18436Stores – NOC – food or drink
18437Stores – NOC – no food or drink
18438Stores – NOC – no food or drink
18501Supermarkets
18506Tailor Merchants – men or boys
18507Tailoring or Dressmaking Establishments – custom
18570Tattoo Parlors
18575Telecommunication Equipment Providers
18616Tire Dealers
18707Tobacco Products Distributors
18708Tobacco Products Stores
18833Toy Distributors
18834Toy Stores
18911Variety Stores
18912Variety Stores
18920Video Stores
18991Warehouses – miniwarehouses
19007Washing Machines, Dryers or Ironers – coin meter types
19051Water Softening Equipment – rented to others
19795Trailer Dealers
19796Trailer Retail Agencies
40005Adult Day Care
40006Adult Day Care
40010Airports – commercial
40015Airports – private
40020Airport Control Towers – not operated exclusively by the Civil Aeronautics Authority
40026Airport – lessees of portions of airports engaged in the sale of aircraft or accessories, servicing or repairing of aircraft, or pilot instructions
40031Ambulance Service, First Aid or Rescue Squads
40032Ambulance Service, First Aid or Rescue Squads
40040Amusement Devices – NOC
40041Amusement Devices – operated in connection with carnivals or fairs
40042Amusement Devices – operated in connection with carnivals or fairs
40045Animals – draft
40046Animals – saddle – for rent
40047Animals – saddle – private
40059Athletic Games Sponsored by the Insured
40061Athletic Games Sponsored by the Insured
40063Athletic or Sports Contests – in buildings – lessees
40064Athletic or Sports Contests – in buildings – lessees
40066Athletic Programs – amateur
40067Athletic Programs – amateur
40069Athletic Teams – professional or semiprofessional
40072Beaches – bathing – not commercially operated
40075Bingo Games – in public halls or theaters – commercially operated
40101Blood Banks
40102Blood Banks
40111Boats – canoes or rowboats – not for rent – not equipped with motors
40115Boats – motor or sail – not for rent
40117Boats – NOC – not for rent
40140Boats – non-owned over 26 feet
41001Boy or Girl Scout Councils
41210Bus Stations or Terminals
41421Camps – for profit
41422Camps – not for profit
41510Caves – tourist attraction
41603Cemeteries
41604Cemeteries
41650Churches or Other Houses of Worship
41664Clubs – horseback riding – no commercial riding instructions
41665Clubs – racquet sports and handball
41666Clubs – swimming
41667Clubs – civic, service or social – having buildings or premises owned or leased
41668Clubs – civic, service or social – having buildings or premises owned or leased
41669Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes
41670Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes
41672Conventions (sponsor’s risk only)
41673Conventions (sponsor’s risk only)
41675Computer Consulting or Programming
41677Consultants – NOC
41678Community Recreational Facilities
41679Cotton Gin Operations
41680Convents or Monasteries
41696Crematories
41697Crematories
41700Dam, Levee or Dike – existence hazard only
41715Day Care Centers
41716Day Care Centers
43007Drawbridges – existence hazard only
43117Dude Ranches
43151Computer Data Processing Operations
43152Computer Data Processing – time-sharing
43200Employment Agencies
43215Entertainment Performed on Others’ Premises
43421Exhibitions – outside – in stadiums or on premises having grandstands or bleachers not erected by or for the insured – ushers or other attendants in stands not provided by the insured
43422Exhibitions – outside – in stadiums or on premises having grandstands or bleachers – ushers or other attendants in stands provided by the insured
43424Exhibitions – outside – no stadiums or grandstands
43470Pest Control Services
43517Fair Grounds – non-operating season
43518Fairs – outside (operator’s risk only)
43550Fire Departments – NOC
43551Fire Departments – volunteers
43626Fireworks Exhibitions (contractor’s risk only)
43628Fireworks Exhibitions (sponsor’s risk only)
43629Fireworks Exhibitions (sponsor’s risk only)
43754Fishing Piers
43760Fishing Ponds or Lakes – commercially operated
43822Forestry Service
43840Fruit or Vegetable – harvesting contractors
43860Fumigating
43889Funeral Homes or Chapels
43945Garbage or Refuse Dumps
43946Garbage Works – separation for recycling, reduction or incineration
43990Gambling – Casinos
43991Gambling – incidental to other operations
44009Gasoline or Oil Supply Stations – retail (lessor’s risk only)
44010Gasoline Recovery – from casing head or natural gas
44069Golf Courses – miniature
44070Golf Courses – municipal or public – not golf or country clubs
44071Golf Driving Ranges
44072Golfmobiles – loaned or rented to others
44100Governmental Subdivision – not state or federal municipalities – population under 2,500
44101Governmental Subdivision – not state or federal municipalities – population 2,501-10,000
44102Governmental Subdivision – not state or federal municipalities – population 10,001-25,000
44103Governmental Subdivision – not state or federal municipalities – population 25,001-50,000
44104Governmental Subdivision – not state or federal municipalities – population 50,001-100,000
44105Governmental Subdivision – not state or federal municipalities – population 100,001-250,000
44106Governmental Subdivision – not state or federal municipalities – population over 250,000
44108Governmental Subdivision – not state or federal counties or parishes – population under 10,000
44109Governmental Subdivision – not state or federal counties or parishes – population 10,001 – 25,000
44110Governmental Subdivision – not state or federal counties or parishes – population 25,001 – 50,000
44111Governmental Subdivision – not state or federal counties or parishes – population 50,001 – 100,000
44112Governmental Subdivision – not state or federal counties or parishes – population 100,001 – 250,000
44113Governmental Subdivision – not state or federal counties or parishes – population over 250,000
44193Grandstands or Bleachers
44194Grandstands or Bleachers
44222Guides or Outfitters
44276Halls
44277Halls
44311Health or Exercise Clubs
44315Health or Exercise Facilities – commercially operated
44427Health Care Facilities – alcohol and drug
44428Health Care Facilities – alcohol and drug
44429Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions
44430Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions
44431Health Care Facilities – homes for the aged
44432Health Care Facilities – homes for the aged
44433Health Care Facilities – homes for the physically handicapped or orphaned
44434Health Care Facilities – homes for the physically handicapped or orphaned
44435Health Care Facilities – hospitals
44436Health Care Facilities – hospitals
44437Health Care Facilities – mental – psychopathic institutions
44438Health Care Facilities – mental – psychopathic institutions
44439Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities
44440Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities
44500Home Health Care Services
44501Home Health Care Services
45190Hotels and Motels – with pools or beaches – less than 4 stories
45191Hotels and Motels – with pools or beaches – 4 stories or more
45192Hotels and Motels – without pools or beaches – less than 4 stories
45193Hotels and Motels – without pools or beaches – 4 stories or more
45224Hunting Preserves
45225Hunting Preserves
45334Insurance Agents
45380Junk Dealers
45450Kennels – breeding, boarding or sales
45523Lakes or Reservoirs – existence hazard only
45524Lakes or Reservoirs – existence hazard only
45539Land – occupied by persons other than the insured for business purposes (lessor’s risk only)
45678Laundries and Dry Cleaning Plants
45771Livestock Sales Companies
45819Lumberyards
45900Mail Order or Online Drugstores
45901Mail Order Houses
45937Mailing or Addressing Companies
45993Manufacturers Representatives
46004Mausoleums
46005Mausoleums
46112Diagnostic Testing Laboratories
46202Mobile Home Parks or Courts
46362Model Homes
46426Museums
46427Museums
46510Oil or Gas Wells – non-operating working interest
46590Parades
46603Parking – public – not open air
46604Parking – public – open air
46606Parking – public – shopping centers – maintained by lessee (lessor’s risk only)
46607Parking – public – maintained by the insured (lessor’s risk only)
46622Parking – private
46671Parks or Playgrounds
46700Penal Institutions
46773Picnic Grounds – commercially operated
46822Political Campaign Headquarters or Offices
46881Professional and Trade Associations – no building or premises owned or leased except as offices
46882Professional and Trade Associations – no building or premises owned or leased except as offices
46911Race Tracks – motorized vehicles – operators
46912Race Tracks – NOC – operators
46913Race Tracks – motorized vehicles (lessor’s risk only)
46914Racing – NOC – (lessor’s risk only)
46915Race Tracks – motorized vehicles (sponsor’s risk only)
46916Racing – NOC – (sponsor’s risk only)
47050Real Estate Agents
47051Real Estate Development Property
47052Real Estate Property Managed
47103Recording Studios
47146Recycling Collection Centers
47147Recycling Collection Centers
47221Riding Academies
47253Rifle or Pistol Ranges – indoor
47254Rifle or Pistol Ranges – NOC
47318Rodeos
47367Sales or Service Organizations
47420Saunas and Baths – public
47468Schools – correspondence
47469Schools – faculty liability for corporal punishment of pupils
47471Schools – public – elementary, kindergarten or junior high
47473Schools – public – high
47474Schools – trade or vocational
47475Schools – private – elementary, kindergarten or junior high
47476Schools – private – elementary, kindergarten or junior high
47477Schools – private – high
47478Schools – private – high
47600Internet Access Providers
47610Internet Service Providers
48039Sewers
48177Skating Rinks – ice
48178Skating Rinks – roller
48206Skeet Shooting or Trap Shooting Ranges
48252Ski Lifts, Tows or Runs
48441Soap Box Derbies
48557Social Gatherings and Meetings – on premises not owned or operated by insured
48558Social Gatherings and Meetings – on premises not owned or operated by insured
48600Social Services – consulting services only – operated by the private sector
48610Sports or Outdoor Activities – commercially operated
48636Stockyards
48637Stadiums – operated by insured
48638Stadiums – operated by insured
48727Streets, Roads, Highways or Bridges – existence and maintenance hazard only
48808Sun Tanning Salons
48924Swimming Pools – commercially operated
48925Swimming Pools – NOC
49005Taxidermists
49111Tents or Canopies – loaned or rented to others
49181Theaters – drive-in
49183Theaters – motion pictures
49184Theaters – NOC
49185Theaters – NOC
49239Tires – retreading or recapping
49292Toll Bridges
49333Travel Agency Tours
49451Vacant Land
49452Vacant Land
49617Vending Machine Operations – confection, food, beverage or ice
49618Vending Machine Operations – tobacco products
49619Vending Machine Operations – NOC
49763Warehouse – cold individual storage lockers
49800Wharf and Waterfront Property – ferry docks or terminals
49801Wharf and Waterfront Property – occupied by the insured for both freight and passenger purposes
49802Wharf and Waterfront – property not occupied by the insured (lessor’s risk only)
49803Wharf and Waterfront – property occupied by the insured for freight purposes
49840Window Decorating
49870YMCA, YWCA or Similar Institutions
49890Youth Recreation Programs
49891Youth Recreation Programs
49902Zoos
49903Zoos
50010Abrasive Wheel Manufacturing
50015Abrasives or Abrasive Products Manufacturing – artificial
50017Abrasives or Abrasive Products Manufacturing – NOC
50045Adhesive Manufacturing
50047Adhesive Tape Manufacturing
51001Aerosol Container Manufacturing
51005Aerosol Containers – filling or charging for others
51116Air Conditioning Equipment Manufacturing
51201Aircraft or Aircraft Parts Manufacturing
51205Alarm Manufacturing – burglar
51206Alarm Manufacturing – fire or smoke
51210Alcohol Manufacturing – not beverage
51211Ammunition Manufacturing
51220Appliances and Accessories Manufacturing – commercial – gas
51221Appliances and Accessories Manufacturing – commercial – not gas
51222Appliances and Accessories Manufacturing – household – gas
51224Appliances and Accessories Manufacturing – household – not gas
51230Asbestos Goods Manufacturing
51240Asphalt or Tar Distilling or Refining
51241Asphalt Works
51250Automobile, Bus and Truck Body Manufacturing
51251Automobile, Bus or Truck Parts Manufacturing – brakes or brake linings
51252Automobile, Bus or Truck Parts Manufacturing – not operating parts
51253Automobile, Bus or Truck Parts Manufacturing – operating parts
51254Automobile, Bus or Truck Parts Manufacturing – passenger restraining devices
51255Automobile Manufacturing or Assembling
51300Baby Food Manufacturing – in glass containers
51305Baby Food Manufacturing – NOC
51315Bakery Plants
51330Battery Manufacturing – dry cell
51333Battery Manufacturing – wet cell or storage
51340Bearing Manufacturing
51350Beer, Ale or Malt Liquor Manufacturing – in bottles
51351Beer, Ale or Malt Liquor Manufacturing – in cans
51352Beer, Ale or Malt Liquor Manufacturing – not bottled or canned
51355Beverage Bottler – soft drinks – carbonated – in cans or plastic bottles
51356Beverage Bottler – soft drinks – carbonated – in glass bottles
51357Beverage Bottler – soft drinks – in metal cylinders
51358Beverage Bottler – soft drinks – in paper containers
51359Beverage Bottler – soft drinks – not carbonated – in bottles or cans
51370Bicycle Manufacturing – not motorized
51380Billiard or Pool Table Manufacturing
51400Boat or Ship Building – inboard and inboard/outboard
51401Boat or Ship Building – without motors
51500Bolt, Nut, Rivet, Screw or Washer Manufacturing
51516Bookbinding
51517Bookbinding
51550Bottle and Jar Manufacturing – glass – not for use under pressure
51551Bottle and Jar Manufacturing – glass – for use under pressure – nonreturnable
51552Bottle and Jar Manufacturing – glass – for use under pressure – returnable
51553Bottle and Jar Manufacturing – plastic – nonreturnable
51554Bottle and Jar Manufacturing – plastic – returnable
51575Boxes or Containers Manufacturing – corrugated or fiber board
51576Boxes or Containers Manufacturing – wood
51600Brick Manufacturing
51613Brush or Broom Manufacturing
51625Bus Manufacturing or Assembling or Reconstructing
51666Buttons or Fasteners Manufacturing
51702Camper Bodies or Camper Trailers Manufacturing
51703Campers Manufacturing – self-powered
51734Can Manufacturing – metal
51741Candle Manufacturing
51752Candy or Confectionery Products Manufacturing
51767Carbon Paper or Inked Ribbon Manufacturing
51777Carpet or Rug Manufacturing
51790Caulking Compounds, Putty or Similar Products Manufacturing
51796Cellophane and Cellophane Products Manufacturing
51808Cement, Concrete Mix or Plaster Manufacturing – packaged
51809Cement or Plaster Manufacturing – bulk
51833Charcoal or Coal Briquette Manufacturing
51850Chemicals Manufacturing – commercial or industrial – NOC
51851Chemicals Manufacturing – commercial or industrial – toxic and either flammable, explosive or reactive – NOC
51852Chemicals Manufacturing – commercial or industrial – primarily flammable, explosive of reactive – NOC
51853Chemicals Manufacturing – commercial or industrial – primarily toxic or presenting a health hazard – NOC
51854Chemicals Manufacturing – household – toxic and either flammable, explosive or reactive – NOC
51855Chemicals Manufacturing – household – NOC
51856Chemicals Manufacturing – household – primarily flammable, explosive or reactive – NOC
51857Chemicals Manufacturing – household – primarily toxic or presenting a health hazard – NOC
51869China, Porcelain or Earthenware Manufacturing
51877Clay Products Manufacturing
51889Clock Manufacturing
51896Clothing Manufacturing
51900Coffins or Casket Manufacturing
51909Coke Manufacturing
51919Color or Pigment Preparation
51926Communication or Recording Systems or Equipment Manufacturing – industrial or commercial
51927Communication or Recording Systems or Equipment Manufacturing – NOC
51934Composition Goods Manufacturing – not floor coverings
51941Computer Manufacturing
51942Computer Software Manufacturing – pre-packaged
51956Concrete – mixed in transit
51957Concrete or Plaster Products Manufacturing – not structural
51958Concrete Products Manufacturing – prestressed
51959Concrete Products Manufacturing – structural – NOC
51960Contact Lens Manufacturing
51970Cosmetics Manufacturing
51982Cotton Batting, Wadding or Waste Manufacturing
51985Cotton Compressing
51986Cotton Gin Operations
51999Cutlery (not powered) and Flatware Manufacturing
52002Dairy Products Manufacturing
52075Detergent Manufacturing – household
52109Dextrine Manufacturing
52134Door or Window Manufacturing – NOC
52137Die Casting Manufacturing
52150Distillation or Extraction – NOC
52315Door or Window Manufacturing – wood
52341Drug Manufacturing – biological products
52342Drug, Medicine or Pharmaceutical Preparations Manufacturing – for animal use
52343Drug, Medicine or Pharmaceutical Preparations Manufacturing – NOC
52401Drums or Containers Manufacturing – metal
52402Drums or Containers Manufacturing – plastic
52432Electrical Equipment Manufacturing – NOC
52433Electrical Equipment Manufacturing – NOC – for direct and indirect application to the body
52435Electrical Generating Machinery Manufacturing
52438Electrical Parts, Components or Accessories Manufacturing – NOC
52440Electrical Power Distribution or Transmission Equipment Manufacturing – NOC
52467Electrical Wire or Cable Manufacturing
52469Electronic Components Manufacturing
52505Electronic Games Manufacturing
52547Electroplating
52581Elevator Manufacturing
52619Engine or Turbine Manufacturing – not aircraft – NOC
52660Engraving
52744Escalator or Moving Sidewalk Manufacturing
52767Exercise or Playground Equipment Manufacturing
52876Explosives or Fireworks Manufacturing
52911Extracts Manufacturing
52967Eye Glass Lens Manufacturing
53001Feed Manufacturing – NOC
53077Fertilizer Manufacturing
53095Fiber Manufacturing – NOC
53096Fiber Manufacturing – synthetic
53121Fiberglass Manufacturing
53147Fire Extinguishers Manufacturing
53229Fire Suppression Systems Manufacturing
53271Firearms Manufacturing
53333Floor Covering Manufacturing – not carpets, rugs, ceramic or stone tiles
53374Food Products Manufacturing – dry
53375Food Products Manufacturing – frozen
53376Food Products Manufacturing – not dry – in glass containers
53377Food Products Manufacturing – not dry – in other than glass containers
53403Forging Work – NOC
53425Foundries – NOC
53565Fruit or Vegetable Juice Manufacturing – no bottling of carbonated beverages
53631Fur Garment Manufacturing
53632Fur or Pelt Processing
53731Furniture Manufacturing or Assembling – infants
53732Furniture Manufacturing or Assembling – other than wood
53733Furniture Manufacturing or Assembling – wood
53734Furniture or Woodwork Stripping, Refinishing or Repairing – shop only
53803Galvanizing or Tinning
53901Gas Manufacturing – toxic and either flammable, explosive or reactive
53902Gas Manufacturing – inert
53903Gas Manufacturing – NOC
53904Gas Manufacturing – primarily flammable, explosive or reactive
53905Gas Manufacturing – primarily toxic or presenting a health hazard
53907Gasoline Distributors
54012Gemstone Cutting or Polishing
54077Glass or Glassware Manufacturing
54444Manufacturers NOC
55010Heating Equipment Manufacturing – coal or wood
55011Heating Equipment Manufacturing – electric
55012Heating Equipment Manufacturing – fuel oil or kerosene
55013Heating Equipment Manufacturing – gas, or liquefied petroleum gas
55214Hone, Oilstone or Whetstone Manufacturing
55371Honey Extracting
55410Importers (Classify based on merchandise)
55426Ink Manufacturing
55597Inner Tube Manufacturing
55647Instrument Manufacturing – analytical, calibrating, measuring, testing or recording
55648Instrument Manufacturing – control
55649Instrument Manufacturing – NOC
55715Insulating Material Manufacturing – mineral
55716Insulating Material Manufacturing – organic
55717Insulating Material Manufacturing – plastic – for application in solid state
55718Insulating Material Manufacturing – plastic – NOC
55802Jewelry Manufacturing
55918Ladder Manufacturing – NOC
55919Ladder Manufacturing – wood
56040Lamp Shade Manufacturing
56041Lamp or Lantern Manufacturing – electric
56042Lamp or Lantern Manufacturing – NOC
56170Lead Manufacturing – red or white
56171Lead Works – sheet, pipe or shot
56202Leather Goods Manufacturing – NOC
56390Light Bulb or Tubes Manufacturing
56391Lighting Fixtures Manufacturing – NOC
56427Lime Manufacturing
56488Liquor Manufacturing
56567Lubricants Manufacturing – grease
56650Machinery or Machinery Parts Manufacturing – construction, mining or materials handling type
56651Machinery or Machinery Parts Manufacturing – farm type
56652Machinery or Machinery Parts Manufacturing – industrial type
56653Machinery or Machinery Parts Manufacturing – metalworking
56654Machinery or Machinery Parts Manufacturing – NOC
56690Match Manufacturing
56699Mattress or Box Spring Manufacturing
56758Meat, Fish, Poultry or Seafood – curing
56759Meat, Fish, Poultry or Seafood Processing – in airtight containers
56760Meat, Fish, Poultry or Seafood Processing – not in airtight containers
56805Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – expendable
56806Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – nonexpendable
56807Medical, Dental, Hospital or Surgical Instruments Manufacturing
56808Medical, Dental or Surgical Diagnostic Treatment Machines or Devices Manufacturing
56900Metal Extraction or Refining – NOC
56910Metal Foil Manufacturing
56911Metal Goods Manufacturing – NOC
56912Metal Goods Manufacturing – stamping – not signs
56913Metal Heat Processing
56915Metal Works – shop – structural – load bearing
56916Metal Works – shop – structural – not load bearing
56917Metals – extraction or refining – chemical processes
56918Metals – extraction or refining – electrometallurgical processes
56919Metals – extraction or refining of ferrous metals – blast furnace or other pyrometallurgical processes
56920Metals – extraction or refining of nonferrous metals – blast furnace or other pyrometallurgical processes
56980Mica Goods Manufacturing
57001Milk Depots or Dealers
57002Milk Processing
57090Mobile Home Manufacturing
57146Modular Units Manufacturing
57202Motorcycle, Moped or Motor Scooter Manufacturing
57257Musical Instrument Manufacturing
57401Nails or Spikes Manufacturing
57403Needles, Pins or Tacks Manufacturing
57410Net Manufacturing – NOC
57411Net Manufacturing – safety nets
57572Office Machines Manufacturing
57600Optical Goods Manufacturing
57611Ore Milling or Processing
57625Orthopedic, Ambulation or Prosthetic Devices Manufacturing
57651Packing Houses
57690Paint, Varnish, Shellac or Lacquer Manufacturing
57716Paper Coating or Finishing
57725Paper Goods Manufacturing – NOC
57726Paper Manufacturing
57798Parachute Manufacturing
57808Pattern Manufacturing – metal
57809Pattern Manufacturing – NOC
57810Pattern Manufacturing – paper
57871Pencil, Pen, Crayon or Chalk Manufacturing
57913Pet Food Manufacturing
57997Photo Finishing Laboratories
57998Photographic Equipment Manufacturing
57999Photographic Supplies Manufacturing
58009Pipes or Tubes Manufacturing – metal
58010Pipes or Tubes Manufacturing – plastic
58020Pipes Manufacturing – tobacco
58056Plastic Manufacturing – raw material
58057Plastic or Rubber Goods Manufacturing – NOC – household
58058Plastic or Rubber Goods Manufacturing – NOC – other than household
58095Plumbing Fixtures Manufacturing
58096Plumbing Supplies Manufacturing – NOC
58301Plywood, Veneer or Veneer Products Manufacturing – NOC
58302Plywood, Veneer or Veneer Products Manufacturing – without log processing
58397Prefabricated Building Manufacturing
58408Printing
58409Printing
58456Publishers – books or magazines
58457Publishers – books or magazines
58458Publishers – newspapers
58459Publishers – newspapers
58503Pulp Manufacturing
58532Pump or Compressor Manufacturing
58559Railroad Engine Manufacturing
58560Railroad or Other Public Conveyance Cars Manufacturing
58561Railroad or Other Public Conveyance Cars Parts Manufacturing
58575Razor or Razor Blade Manufacturing
58627Musical Products Manufacturing – prerecorded
58663Refrigeration Equipment Manufacturing
58682Rendering Works
58713Rolling Mills – cold or hot process
58737Rope Manufacturing
58756Rubber Manufacturing
58757Rubber Reclaiming
58759Rubber Stamp Manufacturing or Assembling
58802Saddles, Harnesses or Horses Furnishings Manufacturing
58813Safes or Safe Vaults Manufacturing
58822Sail Making
58837Salt, Borax, Potash or Phosphate – producing or refining – NOC
58840Salt Manufacturing
58873Saw Mills or Planing Mills
58903Sewing Machine Manufacturing – commercial
58904Sewing Machine Manufacturing – household
58922Sheet Metal Work – shop only
59005Shoe, Boot or Slipper Manufacturing
59057Sign Manufacturing – electrical
59058Sign Manufacturing – NOC
59188Slate Milling
59189Slate Splitting or Slate Roofing Manufacturing
59223Soap Manufacturing
59257Sponge Processing
59306Sporting Goods or Athletic Equipment Manufacturing
59378Steel Wool or Wire Wool Manufacturing
59481Stone Crushing
59482Stone Cutting or Polishing
59537Sugar Refining
59601Swimming Pools or Accessories Manufacturing
59647Syrups or Molasses – refining, blending or manufacturing
59660Tank Building or Manufacturing – metal – not pressurized
59661Tank Building or Manufacturing – metal – pressurized
59693Tanning – animal hides
59695Telecommunication Equipment Manufacturing
59701Television Picture Tube Manufacturing
59713Tent or Canopy Manufacturing
59722Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening – new goods
59723Textile Coating or Impregnating
59724Textile Manufacturing – impregnated or coated
59725Textile Products Manufacturing – fabricated
59726Textile Spinning, Weaving or Knitting Mills
59738Tie, Post or Pole Yard
59750Tire Manufacturing – auto, bus or truck
59751Tire Manufacturing – not auto, bus or truck
59773Tobacco Products Manufacturing – cigars or cigarettes
59774Tobacco Products Manufacturing – NOC
59775Tobacco Products Manufacturing – plug or snuff
59781Tool Manufacturing – accessories – NOC
59782Tool Manufacturing – hand type – not powered
59783Tool Manufacturing – hand type – powered
59784Tool Manufacturing – power equipment – household type – outdoor or workshop
59790Toy or Game Manufacturing
59798Trailers Manufacturing
59806Truck Manufacturing or Assembling
59867Turpentine or Rosin Manufacturing
59886Twine or Cordage Manufacturing
59889Umbrella or Cane Manufacturing
59892Valves Manufacturing
59904Vegetable Oil Manufacturing – by solvent extraction
59905Vegetable Oil Manufacturing – NOC
59914Metal Works – shop – decorative or artistic
59915Vending Machines Manufacturing
59917Venetian Blinds Manufacturing or Assembling
59923Watch or Watch Case Manufacturing
59925Water Bottling – in siphons
59926Water Bottling – spring or well – not sparkling or carbonated
59927Water Bottling – spring or well – sparkling or carbonated
59931Wax or Wax Products Manufacturing – NOC
59932Wax, Wax Products or Polish Manufacturing – floor
59941Wheel Manufacturing
59947Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing
59955Wigs or Hair Pieces Manufacturing
59963Wine Manufacturing – sparkling
59964Wine Manufacturing – still
59970Wire Cloth Manufacturing
59973Wire Drawing
59975Wire Goods Manufacturing – NOC
59977Wire Rope or Cable Manufacturing – metal
59984Wood Preserving
59985Wood Products Manufacturing – NOC
59986Wood Turned Products Manufacturing – NOC
59988Wool Combing, Scouring or Separating from Cotton
59989Wool Pulling
60010Apartment Buildings
60011Apartment Buildings – garden
60012Apartment Buildings or Hotels – time-sharing – less than 4 stories
60013Apartment Buildings or Hotels – time-sharing – 4 stories or more
60015Apartment Hotels – less than 4 stories
60016Apartment Hotels – 4 stories or more
60035Automobile Renting or Leasing Companies
61000Boarding or Rooming Houses
61212Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only)
61216Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only)
61217Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only)
61218Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only)
61223Buildings or Premises – Bank
61224Buildings or Premises – bank or office – premises primarily occupied by employees of the insured
61225Buildings or Premises – bank or office – premises primarily occupied by employees of the insured
61226Buildings or Premises – bank or office – NOC
61227Buildings or Premises – bank or office – NOC
62000Condominiums – commercial – bank or mercantile, manufacturing or office (association risk only)
62001Condominiums – commercial – shopping centers (association risk only)
62002Condominiums – commercial warehouses – manufacturing or private (association risk only)
62003Condominiums – residential – (association risk only)
63010Dwellings – one-family (lessor’s risk only)
63011Dwellings – two-family (lessor’s risk only)
63012Dwellings – three-family (lessor’s risk only)
63013Dwellings – four-family (lessor’s risk only)
63215Exhibition or Convention Buildings
63216Exhibition or Convention Buildings
63217Exhibitions – in buildings – NOC
63218Exhibitions – in buildings – NOC
63219Exhibitions – in buildings – no admission charged
63220Exhibitions – in buildings – no admission charged
64074Hotels and Motels – less than 4 stories (lessor’s risk only)
64075Hotels and Motels – 4 stories or more (lessor’s risk only)
64500Housing Projects – federal, state, local
65007Labor Union Offices
66122Lawyers Offices
66123Lawyers Offices
66309Libraries
66561Medical Offices
67017Shelters, Mission Settlement or Halfway Houses – not church or office buildings
67508Schools – colleges, universities, junior colleges or college preparatory
67509Schools – colleges, universities, junior colleges or college preparatory
67510Schools – dormitory facilities
67511Schools – dormitory facilities
67512Schools – NOC
67513Schools – NOC
67634Shopping Centers – indoor malls — buildings, or premises not occupied by the insured (lessor’s risk only)
67635Shopping Centers – buildings, or premises not occupied by the insured (lessor’s risk only)
68001Taxicab Companies
68439Ticket Agencies
68500Townhouses or Similar Associations (association risk only)
68604Vacant Buildings – factories
68606Vacant Buildings – not factories
68607Vacant Buildings – not factories
68702Warehouses – manufacturing or private buildings or premises – occupied by multiple interests (lessor’s risk only)
68703Warehouses – manufacturing or private buildings or premises – occupied by single interest (lessor’s risk only)
68706Warehouses – private
68707Warehouses – private
90089Advertising Sign Companies – outdoor
91111Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair
91125Airport Runway or Warming Apron – paving or repaving, surfacing, resurfacing or scraping
91127Alarms and Alarm Systems – installation, servicing or repair
91130Alarms – security systems – monitoring
91135Analytical Chemists
91150Appliances and Accessories – installation, servicing or repair – commercial
91155Appliances and Accessories – installation, servicing or repair – household
91160Armored Car Service Companies
91175Auctioneers – livestock – sales conducted away from the insureds premises
91177Auctioneers – sales conducted away from the insureds premises
91179Auctions – on premises owned or rented by the insured
91190Automobile Dismantling
91200Blacksmithing
91210Blasting Operations
91235Boat Repair and Servicing
91250Boiler Inspection, Installation, Cleaning or Repair
91265Bridge or Elevated Highway Construction – iron or steel
91266Bridge or Elevated Highway Construction – concrete
91280Building Structure – raising or moving
91302Cable Installation in Conduits or Subways
91315Cable or Subscription Television Companies
91324Caisson or Cofferdam Work – foundations for buildings
91325Caisson or Cofferdam Work – not foundations for buildings
91340Carpentry – construction of residential property not exceeding three stories in height
91341Carpentry – interior
91342Carpentry – NOC
91343Carpentry – shop only
91405Carpet, Rug, Furniture or Upholstery Cleaning – on customer’s premises
91436Ceiling or Wall Installation – metal
91481Chimney Cleaning
91507Clay or Shale Digging
91523Cleaning – outside surfaces of buildings
91547Commissary Work
91551Communication Equipment Installation – industrial or commercial
91555Computer Service or Repair
91560Concrete Construction
91562Concrete or Cement Distributing Towers – rented to others – installation, repair or removal operations only
91577Conduit Construction for Cables or Wires
91580Contractors – executive supervisors or executive superintendents
91581Contractors – subcontracted work – in connection with construction, reconstruction, erection or repair not buildings – NOC
91582Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – apartment or office buildings over 4 stories
91583Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – one or two family dwellings
91584Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – for industrial use
91585Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – NOC
91586Contractors – subcontracted work – in connection with oil and gas field construction, reconstruction or repair
91587Contractors – subcontracted work – in connection with pipeline (other than oil or gas), or communication or power line construction, reconstruction or repair
91588Contractors – subcontracted work – in connection with bridge, tunnel or elevated street or highway construction, reconstruction or repair.
91589Contractors – subcontracted work – in connection with street or highway construction, reconstruction or repair – not elevated
91590Contractors Permanent Yards – maintenance or storage of equipment or material
91591Contractors – subcontracted work – other than construction – related work (Type of contractor)
91600Construction or Project Manager
91606Crop Spraying – by contractors
91618Dam or Reservoir Construction
91629Debris Removal – construction site
91636Detective or Investigative Agencies – private
91641Dike, Levee or Revetment Construction
91666Diving – marine
91722Dock Operations – coal, grain or ore
91746Door, Window or Assembled Millwork – installation – metal
91805Draftsmen
92053Dredging – gold – endless bucket or ladder type
92054Dredging – gold – floating dragline type
92055Dredging – NOC
92101Drilling – NOC
92102Drilling – water
92215Driveway, Parking Area or Sidewalk – paving or repaving
92338Dry Wall or Wallboard Installation
92445Electric Light or Power Companies
92446Electric Light or Power Line Construction – NOC
92447Electric Light or Power Line Construction – rural electrification administration projects only
92451Electrical Apparatus – installation, servicing or repair – NOC
92453Electric Light or Power Cooperatives – rural electrification administration projects only
92478Electrical Work – within buildings
92593Elevator or Escalator Inspecting, Installation, Servicing or Repair
92663Engineers or Architects – consulting – not engaged in actual construction
94007Excavation
94099Express Companies
94225Farm Machinery Operations – by contractors
94276Fence Erection Contractors
94304Fire Extinguishers – servicing, refilling or testing
94381Fire Suppression Systems – installation, servicing or repair
94404Fireproofing – structures
94444Contractors NOC
94569Floor Covering Installation – not ceramic tile or stone
94590Floor Waxing
94617Freight Forwarders or Handlers – NOC
94638Freight Forwarders or Handlers – packing, handling or shipping explosives or ammunition under contract
95124Furniture or Fixtures – installation in offices or stores – portable – metal or wood
95233Garbage, Ash or Refuse Collecting
95305Gas Companies – NOC
95306Gas Companies – natural gas – local distribution
95310Gas Mains or Connections Construction
95357Geophysical Exploration – NOC
95358Geophysical Exploration – seismic method
95410Grading of Land
95455Grain Elevator Operations
95487Greenhouse Erection
95505Guniting or Shot-Crete
95620Gunsmiths
95625Handyman
95630Hazardous Material Contractors
95647Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – no liquefied petroleum gas (LPG) equipment sales or work
95648Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – NOC
96053House Furnishings Installation – NOC
96317Inspection and Appraisal Companies – inspecting for insurance or valuation purposes
96408Insulation Work – plastic – NOC
96409Insulation Work – organic or plastic in solid state
96410Insulation Work – mineral
96611Interior Decorators
96702Irrigation or Drainage System Construction
96703Irrigation Works Operations
96816Janitorial Services
96872Jetty or Breakwater Construction
96930Web Site Designers
97002Laboratories – research, development or testing
97003Laboratories – research, development or testing
97047Landscape Gardening
97050Lawn Care Services
97111Logging and Lumbering
97220Machine Shops – NOC
97221Machinery or Equipment – farm – installation, servicing, repair or erection
97222Machinery or Equipment – industrial – installation, servicing or repair
97223Machinery or Equipment – installation, servicing or repair – NOC
97308Marine Appraisers or Surveyors
97447Masonry
97650Metal Erection – decorative or artistic
97651Metal Erection – frame structures, iron work on outside of buildings
97652Metal Erection – in the construction of dwellings not exceeding 2 stories in height
97653Metal Erection – nonstructural – NOC
97654Metal Erection – steel lock gates, gas holders, standpipes, water towers, smoke stacks, tanks, silos, prison cells, fire or burglar-proof vaults
97655Metal Erection – structural – NOC
98002Mining – NOC
98003Mining – surface
98090Motion Pictures – development of negatives, printing and all subsequent operations
98091Motion Pictures – film distribution or exchanges – not located at motion picture studios
98092Motion Pictures – production – studios or outside – all operations prior to the development of negatives
98111Office Machines or Appliances – installation, inspection, adjustment, repair
98150Oil or Gas Lease Operations – natural gas
98151Oil or Gas Lease Operations – natural gas – within the limits of any town or city, on the right -of-way of any railroad, or in any ocean, gulf or bay
98152Oil or Gas Lease Work by Contractors – not lease operation
98153Oil or Gas Wells – acidizing
98154Oil or Gas Wells – cementing
98155Oil or Gas Wells – cleaning or swabbing by contractors
98156Oil or Gas Wells – cleaning or swabbing by contractors – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay
98157Oil or Gas Wells – drilling or redrilling, installation or recovery of casing
98158Oil or Gas Wells – drilling or redrilling, installation or recovery of casing – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay
98159Oil or Gas Wells – instrument logging or survey work in wells
98160Oil or Gas Wells – perforating of casing
98161Oil or Gas Wells – servicing – by contractors
98162Oil or Gas Wells – shooting
98163Oil Rig or Derrick Erecting or Dismantling – wood or metal
98164Oil Still Erection or Repair
98257Orchards and Vineyards – operation by contractors
98303Painting – exterior – buildings or structures – exceeding 3 stories in height – NOC
98304Painting – exterior – buildings or structures – 3 stories or less in height – NOC
98305Painting – interior – buildings or structures
98306Painting – oil or gasoline tanks
98307Painting – ship hulls
98308Painting – shop only
98309Painting – exterior – steel structures or bridges – exceeding 3 stories in height – NOC
98344Paperhanging
98405Piano Tuning
98413Pile Driving – building foundation only
98414Pile Driving – NOC
98415Pile Driving – sonic method
98423Pipeline Construction – gas
98424Pipeline Construction – NOC
98425Pipeline Construction – oil
98426Pipeline Construction – slurry – nonflammable mixtures
98427Pipelines – operation – gas
98428Pipelines – operation – NOC
98429Pipelines – operation – oil
98430Pipelines – operation – slurry – nonflammable mixtures
98449Plastering or Stucco Work
98482Plumbing – commercial and industrial
98483Plumbing – residential or domestic
98502Prefabricated Building Erection
98555Quarries
98597Radio or TV Broadcasting Stations
98598Radio or TV Broadcasting Stations
98601Railroad Construction
98622Railroads – operation and maintenance – with BI passenger hazard
98623Railroads – operation and maintenance – without BI passenger hazard
98624Railroads – shop operation and maintenance
98636Refrigeration Systems or Equipment – dealers and distributors and installation, servicing or repair – commercial
98640Renovating – outside surfaces of buildings
98658Rigging – not ship or boat
98659Rigging – ship or boat
98677Roofing – commercial
98678Roofing – residential
98698Salvage Operations – NOC
98699Salvage Operations – removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings
98705Sandblasting
98710Sand or Gravel Digging
98751Security and Patrol Agencies
98805Septic Tank Systems – cleaning
98806Septic Tank Systems – installation, servicing or repair
98810Sewage Disposal – plant operations
98813Sewer Cleaning
98820Sewer Mains or Connections Construction
98871Shaft Sinking
98884Sheet Metal Work – outside
98914Ship Ceiling or Scaling
98949Ship Repair or Conversion
98967Siding Installation
98993Sign Erection, Installation or Repair
99003Sign Painting or Lettering – inside of buildings
99004Sign Painting or Lettering on Buildings or Structures
99080Solar Energy Contractors
99111Stables – boarding, livery or racing
99160Steam Heating or Steam Power Companies
99163Steam Mains or Connections Construction
99165Steam Pipe or Boiler Insulation
99220Stevedoring – by hand or by means of hand trucks exclusively – no hoisting of cargo
99221Stevedoring – handling explosives or ammunition under contract
99222Stevedoring – NOC
99223Stevedoring – tallyers or checking clerks engaged in connection with stevedoring work
99303Street Cleaning
99315Street or Road Construction or Reconstruction
99321Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping
99445Subway Construction
99471Surveyors – land – not engaged in actual construction
99505Swimming Pool Servicing
99506Swimming Pools – installation, servicing or repair – above ground
99507Swimming Pools – installation, servicing or repair – below ground
99570Tank Construction, Installation, Erection or Repair – metal – not pressurized – NOC
99571Tank Construction, Installation, Erection or Repair – metal – pressurized – NOC
99572Tank Construction, Installation, Erection or Repair – metal – not pressurized – within buildings exclusively
99573Tank Construction, Installation, Erection or Repair – metal – pressurized – within buildings exclusively
99600Telecommunication Service Providers
99613Telephone, Telegraph or Cable Television Line Construction
99614Telegraph Companies
99620Teleproduction Studios
99650Television or Radio Receiving Set Installation or Repair
99709Tent or Canvas Goods – erection, removal or repair – away from shop
99718Theatrical Companies – traveling
99746Tile, Stone, Marble, Mosaic or Terrazzo Work – interior construction
99760Tobacco Rehandling or Warehousing
99777Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
99793Truckers
99798Tunneling
99803Underpinning Buildings or Structures
99826Upholstering – NOC
99827Upholstering – shop only
99851Veterinarian or Veterinary Hospitals
99917Warehouse – cold storage – public
99938Warehouses – NOC
99943Water Companies
99946Water Mains or Connection Construction
99948Water Softening Equipment – installation, servicing or repair
99952Waterproofing – by pressure apparatus
99953Waterproofing – by trowel – exterior
99954Waterproofing – by trowel – interior or insulation work
99955Waterproofing – NOC
99963Weighers, Samplers or Inspectors of Merchandise – on vessels or docks or at railway stations or warehouses
99969Welding or Cutting
99975Window Cleaning
99986Wrecking – buildings or structures – NOC
99987Wrecking – dismantling of prefabricated dwellings not exceeding 3 stories – for reerection
99988Wrecking – marine

Source: FAIA

Index of GL Class Codes

General Liability Class Code Lookup

Users can press “Control” + “F” to search for a specific number or keyword.

Code – Classification Wording (SIC Code in Parenthesis)

10010 Air Conditioning Equipment – dealers or distributors only (5075)
10015 Amusement Centers (7993)
10020 Amusement Parks (7996)
10026 Antique Stores (5932)
10036 Anhydrous Ammonia Dealers and Distributors (5191, 5261)
10040 Appliance Distributors – household type (5064)
10042 Appliance Stores – household type (5722, 5731)
10052 Archery Ranges – indoor (7999)
10054 Archery Ranges – NOC (7999)
10060 Army and Navy Stores (5399)
10065 Art Galleries (10065 – 5999, 10066 – 8412)
10066 Art Galleries (10065 – 5999, 10066 – 8412)
10070 Automobile Parts and Supplies Distributors (5013)
10072 Automobile Quick Lubrication Services (7549)
10071 Automobile Parts and Supplies Stores (5531)
10073 Automobile Repair or Service Shops – NOC (753)
10075 Automobile Repair Shops – self-service (7549)
10100 Bakeries (5461)
10101 Boat Dealers (5551)
10105 Boat Storage and Moorage (4493)
10107 Boat Yards or Marinas – public (4493)
10110 Boats – canoes or rowboats – for rent – not equipped with motors (7999)
10111 Barber or Beauty Shop Supplies Distributors (5087)
10113 Barber Shops (7241)
10115 Beauty Parlors and Hair Styling Salons (7231)
10117 Boats – motor or sail – rented to others (7999)
10119 Boats – NOC – rented to others (7999)
10120 Bathhouses or Bathing Pavilions (7999, 7299)
10130 Bazaars – operated by the insured (53, 54, 56, 57, 59)
10132 Bazaars – operated by the insured (53, 54, 56, 57, 59)
10133 Beach Chairs and Umbrellas – rented to others (7999)
10135 Beaches – bathing – commercially operated (7999)
10140 Beverage Distributors – alcoholic other than beer (5182)
10141 Beverage Distributors – nonalcoholic and beer (5181, 5149)
10145 Beverage Stores – liquor and wine (5921)
10146 Beverage Stores – soft drinks and beer (5921, 5999, 5499)
10150 Bicycle Stores – sales and servicing (5941)
10151 Bicycles – rented to others (7999)
10160 Billiard or Pool Halls (7999)
10204 Book and Magazine Stores (5942, 5932)
10205 Book and Magazine Stores (5942, 5932)
10220 Bowling Lanes (7933)
10255 Building Material Dealers (5211)
10256 Building Material Dealers – secondhand material (5932)
10257 Building Material Distributors (503)
10309 Camera and Photographic Equipment Stores (5946)
10315 Camper or Travel Trailer Sales Agencies (5561)
10331 Campgrounds (7033)
10332 Campgrounds (7033)
10352 Candy or Confectionery Stores (5441)
10367 Car Washes (7542)
10368 Car Washes – self-service (7542)
10375 Carnival or Circus Companies (7999)
10378 Carnivals – outside (sponsor’s risk only) (7999)
10379 Carnivals – outside (sponsor’s risk only) (7999)
10380 Carnivals or Circuses – in tents (sponsor’s risk only) (7999)
10381 Carnivals or Circuses – in tents (sponsor’s risk only) (7999)
11007 Carpet, Rug or Upholstery Cleaning – shop only (7217)
11020 Catalog or Premium Coupon Redemption Stores (5961)
11039 Caterers (5812)
11052 Chairs – rented to others (7359)
11101 Chemical Distributors (5169)
11120 Children’s Playcenters – indoor (7999)
11126 Clothing or Wearing Apparel Distributors (5136, 5137)
11127 Clothing or Wearing Apparel Stores (11125 – 5611, 5621, 5632, 5641, 5651, 5699; 11127 – 5611, 5621, 5632, 5641, 5654, 5699)
11128 Clothing or Wearing Apparel Stores (11125 – 5611, 5621, 5632, 5641, 5651, 5699; 11127 – 5611, 5621, 5632, 5641, 5654, 5699)
11138 Clubs – country or golf (7997)
11155 Collectibles and Memorabilia Stores (5999, 5092)
11160 Computer Stores (5734)
11167 Concessionaires – check room, shoeshine, or toilet concessions in hotels, restaurants, railroad stations, etc. (7299)
11168 Concessionaires (5812)
11201 Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others with operators (7353)
11202 Contractors’ Equipment – cranes, derricks, power shovels and equipment incidental thereto – rented to others without operators (7353)
11203 Contractors’ Equipment Dealers – ladders, excluding hoists, scaffolds or towers (5084)
11204 Contractors’ Equipment Dealers – ladders, hoists, scaffolds or towers (5084)
11205 Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others with operators (7353)
11206 Contractors’ Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others without operators (7353)
11207 Contractors’ Equipment – excluding automobiles – rented to others with operators – NOC (7353)
11208 Contractors’ Equipment – excluding automobiles – rented to others without operators – NOC (7353)
11209 Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others with operators (7353)
11210 Contractors’ Equipment – hod or material platform hoists and equipment incidental thereto – rented to others without operators (7353)
11211 Contractors’ Equipment – ladders, scaffolds, scaffolding, sidewalks, bridges, towers and equipment incidental thereto – rented to others (7353)
11212 Contractors’ Equipment – scaffolds, sidewalks, bridges, hod or material hoist towers – rented to others – installation, repair or removal operations only (7353)
11213 Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others with operators (7353)
11214 Contractors’ Equipment – steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto – rented to others without operators (7353)
11222 Copying and Duplicating Services – retail (7334)
11234 Cosmetic, Hair or Skin Preparation Stores (5999)
11248 Cotton or Wool Merchants (5159)
11258 Dairy Products or Butter and Egg Stores (5451)
11259 Dairy Products or Butter and Egg Stores (5451)
11273 Dance Halls or Ballrooms (7911)
11274 Dance Halls or Ballrooms (7911)
11288 Delicatessens (5411)
12014 Dental Laboratories (8072, 8071)
12356 Department or Discount Stores (5311, 5331)
12361 Distributors – food or drink – NOC (5141, 5143, 5149)
12362 Distributors – no food or drink – NOC (50, 511, 512, 513, 519)
12373 Drug Distributors (5122)
12374 Drugstores – no table or counter service for beverage or food (5912)
12375 Drugstores – NOC (5912)
12391 Electrical Equipment Distributors (5063)
12393 Electronics Stores (5731)
12467 Equipment, Fixtures or Supplies – for bars, hotels, offices, restaurants or stores – distributors (5046)
12509 Fabric Distributors (5131)
12510 Fabric Stores (5949)
12583 Feed, Grain or Hay Dealers (5153, 5191)
12651 Fence Dealers (5211)
12683 Fertilizer Dealers and Distributors (5191)
12707 Fire Protection Equipment Dealers and Distributors (5099, 5063)
12797 Floor Covering Distributors (5023)
12805 Floor Covering Stores (5713)
12841 Florists (5992)
12927 Formal Wear or Costumes – rented to others (7299)
13049 Frozen Food – distributors (5142)
13111 Fruit or Vegetable Dealers (5431)
13112 Fruit or Vegetable Distributors (5148)
13201 Fuel Dealers or Distributors – coal or wood (5989, 5052)
13204 Fuel Oil or Kerosene Dealers (5983)
13205 Fuel Oil or Kerosene Distributors (5172)
13314 Fur – Garments and pelts – distributors (5137)
13351 Furniture Stores (5712)
13352 Furniture Stores (5712)
13410 Gas Dealers – LPG (5984)
13411 Gas Dealers or Distributors – NOC (5984, 5169)
13412 Gas Distributors – LPG (5171)
13453 Gasoline Stations – full service (5541)
13454 Gasoline Stations – self-service (5541)
13455 Gasoline Stations – self and full service combined (5541)
13506 Gift Shops (5399)
13507 Gift Shops (5399)
13590 Glass Dealers and Glaziers (1793, 5231)
13621 Grain Milling (2041, 2044, 2046)
13670 Grocery Distributors (5141)
13673 Grocery Stores-NOC (5411)
13715 Hardware and Tool Distributors (5072)
13716 Hardware Stores (5251)
13720 Health or Natural Food Stores (5499)
13759 Hearing Aid Stores (5999)
13930 Heating or Combined Heating and Air Conditioning Equipment – dealers or distributors only (5074, 5075)
14068 Hide Dealers and Distributors – raw (5159, 5999)
14101 Hobby, Craft or Artist’s Supply Stores (5945, 5999)
14279 Home Improvement Stores (5251, 5211, 5231)
14401 Ice Cream Stores (5451, 5812)
14405 Ice Dealers and Distributors (5999, 5199)
14527 Janitorial Supplies – dealers or distributors (5087)
14655 Jewelry Stores or Distributors (5944)
14731 Laundries and Dry Cleaners – self-service (7215)
14732 Laundry and Dry Cleaning or Dyeing Receiving Stations (7212)
14733 Laundry and Dry Cleaning Stores (7211)
14734 Laundry Rental Service (7213, 7219)
14855 Livestock Dealers or Commission Merchants (5154)
14913 Locksmiths (7699)
15060 Machinery or Equipment Dealers – construction or industrial – mobile type (5082, 5084)
15061 Machinery or Equipment Dealers – farm type (5083)
15062 Machinery or Equipment Dealers – NOC (5087, 5088)
15063 Machinery or Equipment Dealers – yard or garden type (5083)
15070 Mail Box or Packaging Stores (7389)
15119 Markets – not open air (lessor’s risk only) (6519)
15120 Markets – not open air (lessor’s risk only) (6519)
15123 Markets – open air (lessor’s risk only) (6519)
15124 Markets – open air (lessor’s risk only) (6519)
15188 Oil or Gas Wells Supplies or Equipment Dealers – secondhand (5084)
15223 Meat, Fish, Poultry or Seafood – distributors (5144, 5146, 5147)
15224 Meat, Fish, Poultry or Seafood Stores (5421)
15300 Medical, Hospital and Surgical Equipment and Supplies – rented to others (7352)
15314 Medical, Hospital and Surgical Supply Stores (5122, 5047)
15404 Metal Dealers or Distributors – nonstructural (5051)
15405 Metal Dealers or Distributors – structural (5039)
15406 Metal Scrap Dealers (5093)
15488 Mobile Home Sales Agencies (5271)
15538 Musical Instrument Stores (5736)
15600 Nail Salons (7231)
15607 Newspaper or Magazine Distributors (5192)
15608 Newsstands (5994)
15656 Nightclubs, Cabarets and Comedy Clubs (5813)
15699 Nursery – garden (5261)
15733 Oil Refineries (2911)
15839 Optical Goods Stores (5995)
15991 Paint, Wallpaper or Wallcovering Stores (5231)
15993 Painting, Picture or Frame Stores (5999)
16005 Paper Products Distributors (511)
16009 Paper, Rag or Rubber Stock Dealers and Distributors – secondhand (5093)
16402 Pet Grooming (5999)
16403 Pet Stores (5999)
16404 Pet Training (5999)
16471 Photographers (7221)
16501 Plastic or Rubber Supply Goods Distributors (5085, 5162)
16527 Plumbing and Fixtures Supplies – dealers and distributors (5074)
16588 Printers or Electrotypers Supplies – distributors (5084)
16604 Produce Handling or Packing (0723)
16670 Racquet Sports and Handball Facilities – commercially operated (7999)
16676 Music Stores – Pre-recorded (5735, 5736)
16694 Recreational Vehicle Dealers (5561)
16705 Refrigeration Equipment – dealers and distributors only – commercial (5078)
16722 Rental Stores – NOC (7359, 7299)
16723 Rental Stores – machinery or equipment – rented to others on a long-term basis (7352, 7359)
16750 Internet Retailers (7379)
16819 Restaurants – operated by concessionaires (5812)
16820 Restaurants – operated by concessionaires (5812)
16881 Secondhand or Salvage Dealers and Distributors (5932, 5093)
16890 Seed Merchants – excluding misdelivery and germination failure (5191)
16891 Seed Merchants (5191)
16892 Seed Merchants – excluding germination failure (5191)
16900 Restaurants – with no sale of alcoholic beverages – with table service (5812)
16901 Restaurants – with no sale of alcoholic beverages – withour table service with seating (5812)
16902 Restaurants – with no sale of alcoholic beverages – without seating (5812)
16910 Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants – with table service (5812)
16911 Restaurants -with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants – without table service with seating (5812)
16915 Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants – with dance floor (5812)
16916 Restaurants -with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants – without dance floor (5812)
16920 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants – with tables- with dance floor: table service (5812)
16921 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants – with tables- with dance floor: no table service (5813)
16930 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants – with tables- without dance floor: table service (5813)
16931 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants – with tables- without dance floor: no table service (5813)
16940 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants – bar service only (no tables):- with dance floor (5813)
16941 Restaurants -with sale of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants – bar service only (no tables):- without dance floor (5813) 18078 Ship Chandler Stores (5999)
18109 Shoe Repair Shops (7251)
18110 Shoe Stores (5661)
18200 Spas or Personal Enhancement Facilities (7991)
18205 Sporting Goods or Athletic Equipment Distributors (5091)
18206 Sporting Goods or Athletic Equipment Stores (5941)
18335 Stationery or Paper Products Stores (5943)
18435 Stores – NOC – food or drink (5499)
18436 Stores – NOC – food or drink (5499)
18437 Stores – NOC – no food or drink (See Note 2 – Bottom of Page 407)
18438 Stores – NOC – no food or drink (See Note 2 – Bottom of Page 407)
18501 Supermarkets (5411)
18506 Tailor Merchants – men or boys (5699)
18507 Tailoring or Dressmaking Establishments – custom (5699)
18570 Tattoo Parlors (7299)
18575 Telecommunication Equipment Providers (4812, 4813)
18616 Tire Dealers (5531)
18707 Tobacco Products Distributors (5194)
18708 Tobacco Products Stores (5993)
18833 Toy Distributors (5092)
18834 Toy Stores (5945)
18911 Variety Stores (5331)
18912 Variety Stores (5331)
18920 Video Stores (7841)
18991 Warehouses – miniwarehouses (4225)
19007 Washing Machines, Dryers or Ironers – coin meter types (7215)
19051 Water Softening Equipment – rented to others (7359)
19795 Trailer Dealers (5531)
19796 Trailer Retail Agencies (5531)
40005 Adult Day Care (8322)
40006 Adult Day Care (8322)
40010 Airports – commercial (4581)
40015 Airports – private (4581)
40020 Airport Control Towers – not operated exclusively by the Civil Aeronautics Authority (4581)
40026 Airport – lessees of portions of airports engaged in the sale of aircraft or accessories, servicing or repairing of aircraft, or pilot instructions (4581)
40031 Ambulance Service, First Aid or Rescue Squads (4119)
40032 Ambulance Service, First Aid or Rescue Squads (4119)
40040 Amusement Devices – NOC (7993)
40041 Amusement Devices – operated in connection with carnivals or fairs (7999)
40042 Amusement Devices – operated in connection with carnivals or fairs (7999)
40045 Animals – draft (4789)
40046 Animals – saddle – for rent (7999)
40047 Animals – saddle – private (See Note 1 – Bottom of Page 407)
40059 Athletic Games Sponsored by the Insured (799, 7941)
40061 Athletic Games Sponsored by the Insured (799, 7941)
40063 Athletic or Sports Contests – in buildings – lessees (799, 7941)
40064 Athletic or Sports Contests – in buildings – lessees (799, 7941)
40066 Athletic Programs – amateur (799, 7941)
40067 Athletic Programs – amateur (799, 7941)
40069 Athletic Teams – professional or semiprofessional (7941)
40072 Beaches – bathing – not commercially operated (7999, 7997)
40075 Bingo Games – in public halls or theaters – commercially operated (7999)
40101 Blood Banks (8099)
40102 Blood Banks (8099)
40111 Boats – canoes or rowboats – not for rent – not equipped with motors (7999)
40115 Boats – motor or sail – not for rent (See Note 1 – Bottom of Page 407)
40117 Boats – NOC – not for rent (See Note 1 – Bottom of Page 407)
40140 Boats – non-owned over 26 feet (7999)
41001 Boy or Girl Scout Councils (8641)
41210 Bus Stations or Terminals (4173)
41421 Camps – for profit (7032)
41422 Camps – not for profit (7032)
41510 Caves – tourist attraction (7999)
41603 Cemeteries (6553)
41604 Cemeteries (6553)
41650 Churches or Other Houses of Worship (8661)
41664 Clubs – horseback riding – no commercial riding instructions (7997)
41665 Clubs – racquet sports and handball (7997)
41666 Clubs – swimming (7997)
41667 Clubs – civic, service or social – having buildings or premises owned or leased (8641)
41668 Clubs – civic, service or social – having buildings or premises owned or leased (8641)
41669 Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes (8641)
41670 Clubs – civic, service or social – no buildings or premises owned or leased except for office purposes (8641)
41672 Conventions (sponsor’s risk only) (7389)
41673 Conventions (sponsor’s risk only) (7389)
41675 Computer Consulting or Programming (7371, 7379)
41677 Consultants – NOC (8742, 8748)
41678 Community Recreational Facilities (7999)
41679 Cotton Gin Operations (0724)
41680 Convents or Monasteries (8661)
41696 Crematories (7261)
41697 Crematories (7261)
41700 Dam, Levee or Dike – existence hazard only (See Note 1 – Bottom of Page 407)
41715 Day Care Centers (8351)
41716 Day Care Centers (8351)
43007 Drawbridges – existence hazard only (See Note 1 – Bottom of Page 407)
43117 Dude Ranches (7032)
43151 Computer Data Processing Operations (7374)
43152 Computer Data Processing – time-sharing (7374)
43200 Employment Agencies (7361)
43215 Entertainment Performed on Others’ Premises (7929)
43421 Exhibitions – outside – in stadiums or on premises having grandstands or bleachers not erected by or for the insured – ushers or other attendants in stands not provided by the insured (7999)
43422 Exhibitions – outside – in stadiums or on premises having grandstands or bleachers – ushers or other attendants in stands provided by the insured (7999)
43424 Exhibitions – outside – no stadiums or grandstands (7999)
43470 Pest Control Services (7342)
43517 Fair Grounds – non-operating season (7999)
43518 Fairs – outside (operator’s risk only) (7999)
43550 Fire Departments – NOC (9224)
43551 Fire Departments – volunteers (9224)
43626 Fireworks Exhibitions (contractor’s risk only) (7999)
43628 Fireworks Exhibitions (sponsor’s risk only) (7999)
43629 Fireworks Exhibitions (sponsor’s risk only) (7999)
43754 Fishing Piers (7999)
43760 Fishing Ponds or Lakes – commercially operated (7999)
43822 Forestry Service (0851)
43840 Fruit or Vegetable – harvesting contractors (0722, 0761)
43860 Fumigating (7342)
43889 Funeral Homes or Chapels (7261)
43945 Garbage or Refuse Dumps (4953)
43946 Garbage Works – separation for recycling, reduction or incineration (4953)
43990 Gambling – Casinos (7993, 7999)
43991 Gambling – incidental to other operations (7993, 7999)
44009 Gasoline or Oil Supply Stations – retail (lessor’s risk only) (6512)
44010 Gasoline Recovery – from casing head or natural gas (1321)
44069 Golf Courses – miniature (7999)
44070 Golf Courses – municipal or public – not golf or country clubs (7992)
44071 Golf Driving Ranges (7999)
44072 Golfmobiles – loaned or rented to others (7999)
44100 Governmental Subdivision – not state or federal municipalities – population under 2,500 (9999)
44101 Governmental Subdivision – not state or federal municipalities – population 2,501-10,000 (9999)
44102 Governmental Subdivision – not state or federal municipalities – population 10,001-25,000 (9999)
44103 Governmental Subdivision – not state or federal municipalities – population 25,001-50,000 (9999)
44104 Governmental Subdivision – not state or federal municipalities – population 50,001-100,000 (9999)
44105 Governmental Subdivision – not state or federal municipalities – population 100,001-250,000 (9999)
44106 Governmental Subdivision – not state or federal municipalities – population over 250,000 (9999)
44108 Governmental Subdivision – not state or federal counties or parishes – population under 10,000 (9999)
44109 Governmental Subdivision – not state or federal counties or parishes – population 10,001 – 25,000 (9999)
44110 Governmental Subdivision – not state or federal counties or parishes – population 25,001 – 50,000 (9999)
44111 Governmental Subdivision – not state or federal counties or parishes – population 50,001 – 100,000 (9999)
44112 Governmental Subdivision – not state or federal counties or parishes – population 100,001 – 250,000 (9999)
44113 Governmental Subdivision – not state or federal counties or parishes – population over 250,000 (9999)
44193 Grandstands or Bleachers (7999)
44194 Grandstands or Bleachers (7999)
44222 Guides or Outfitters (7999)
44276 Halls (6512)
44277 Halls (6512)
44311 Health or Exercise Clubs (7991)
44315 Health or Exercise Facilities – commercially operated (7991)
44427 Health Care Facilities – alcohol and drug (8069)
44428 Health Care Facilities – alcohol and drug (8069)
44429 Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions (8051, 8052)
44430 Health Care Facilities – convalescent or nursing homes – not mental-psychopathic institutions (8051, 8052)
44431 Health Care Facilities – homes for the aged (8059, 8361)
44432 Health Care Facilities – homes for the aged (8059, 8361)
44433 Health Care Facilities – homes for the physically handicapped or orphaned (8059, 8361)
44434 Health Care Facilities – homes for the physically handicapped or orphaned (8059, 8361)
44435 Health Care Facilities – hospitals (8062, 8069)
44436 Health Care Facilities – hospitals (8062, 8069)
44437 Health Care Facilities – mental – psychopathic institutions (8063)
44438 Health Care Facilities – mental – psychopathic institutions (8063)
44439 Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities (8011, 8031, 804)
44440 Health Care Facilities – clinics, dispensaries or infirmaries treating out-patients only – no regular bed and board facilities (8011, 8031, 804)
44500 Home Health Care Services (8082)
44501 Home Health Care Services (8082)
45190 Hotels and Motels – with pools or beaches – less than 4 stories (7011)
45191 Hotels and Motels – with pools or beaches – 4 stories or more (7011)
45192 Hotels and Motels – without pools or beaches – less than 4 stories (7011)
45193 Hotels and Motels – without pools or beaches – 4 stories or more (7011)
45224 Hunting Preserves (0971)
45225 Hunting Preserves (0971)
45334 Insurance Agents (6411)
45380 Junk Dealers (5093)
45450 Kennels – breeding, boarding or sales (0279, 0752)
45523 Lakes or Reservoirs – existence hazard only (See Note 1 – Bottom of Page 407)
45524 Lakes or Reservoirs – existence hazard only (See Note 1 – Bottom of Page 407)
45539 Land – occupied by persons other than the insured for business purposes (lessor’s risk only) (6519)
45678 Laundries and Dry Cleaning Plants (7216)
45771 Livestock Sales Companies (5154)
45819 Lumberyards (5031)
45900 Mail Order or Online Drugstores (5961)
45901 Mail Order Houses (5961)
45937 Mailing or Addressing Companies (7331)
45993 Manufacturers Representatives (See Note 2 – Bottom of Page 407)
46004 Mausoleums (6553)
46005 Mausoleums (6553)
46112 Diagnostic Testing Laboratories (8071)
46202 Mobile Home Parks or Courts (6515)
46362 Model Homes (See Note 1 – Bottom of Page 407)
46426 Museums (8412)
46427 Museums (8412)
46510 Oil or Gas Wells – non-operating working interest (6792)
46590 Parades (7999)
46603 Parking – public – not open air (7521)
46604 Parking – public – open air (7521)
46606 Parking – public – shopping centers – maintained by lessee (lessor’s risk only) (6519)
46607 Parking – public – maintained by the insured (lessor’s risk only) (7521)
46622 Parking – private (7521)
46671 Parks or Playgrounds (See Note 1 – Bottom of Page 407)
46700 Penal Institutions (9223)
46773 Picnic Grounds – commercially operated (7999)
46822 Political Campaign Headquarters or Offices (8651)
46881 Professional and Trade Associations – no building or premises owned or leased except as offices (8621)
46882 Professional and Trade Associations – no building or premises owned or leased except as offices (8621)
46911 Race Tracks – motorized vehicles – operators (7948)
46912 Race Tracks – NOC – operators (7948)
46913 Race Tracks – motorized vehicles (lessor’s risk only) (6519)
46914 Racing – NOC – (lessor’s risk only) (6519)
46915 Race Tracks – motorized vehicles (sponsor’s risk only) (7948)
46916 Racing – NOC – (sponsor’s risk only) (7948)
47050 Real Estate Agents (6531)
47051 Real Estate Development Property (6552)
47052 Real Estate Property Managed (6531)
47103 Recording Studios (7389)
47146 Recycling Collection Centers (4953)
47147 Recycling Collection Centers (4953)
47221 Riding Academies (7997, 7999)
47253 Rifle or Pistol Ranges – indoor (7997, 7999)
47254 Rifle or Pistol Ranges – NOC (7997, 7999)
47318 Rodeos (7949, 7999)
47367 Sales or Service Organizations (7389)
47420 Saunas and Baths – public (7999)
47468 Schools – correspondence (8249)
47469 Schools – faculty liability for corporal punishment of pupils (See Note 1 – Bottom of Page 407)
47471 Schools – public – elementary, kindergarten or junior high (8211)
47473 Schools – public – high (8211)
47474 Schools – trade or vocational (824)
47475 Schools – private – elementary, kindergarten or junior high (8211)
47476 Schools – private – elementary, kindergarten or junior high (8211)
47477 Schools – private – high (8211)
47478 Schools – private – high (8211)
47600 Internet Access Providers (7379)
47610 Internet Service Providers (7379)
48039 Sewers (See Note 1 – Bottom of Page 407)
48177 Skating Rinks – ice (7999)
48178 Skating Rinks – roller (7999)
48206 Skeet Shooting or Trap Shooting Ranges (7999)
48252 Ski Lifts, Tows or Runs (7999)
48441 Soap Box Derbies (7999)
48557 Social Gatherings and Meetings – on premises not owned or operated by insured (See Note 1 – Bottom of Page 407)
48558 Social Gatherings and Meetings – on premises not owned or operated by insured (See Note 1 – Bottom of Page 407)
48600 Social Services – consulting services only – operated by the private sector (8399)
48610 Sports or Outdoor Activities – commercially operated (7999)
48636 Stockyards (0211, 4789)
48637 Stadiums – operated by insured (6512, 7941)
48638 Stadiums – operated by insured (6512, 7941)
48727 Streets, Roads, Highways or Bridges – existence and maintenance hazard only (See Note 1 – Bottom of Page 406)
48808 Sun Tanning Salons (7299)
48924 Swimming Pools – commercially operated (7997, 7999)
48925 Swimming Pools – NOC (7997, 7999)
49005 Taxidermists (7699)
49111 Tents or Canopies – loaned or rented to others (7359)
49181 Theaters – drive-in (7833)
49183 Theaters – motion pictures (7832)
49184 Theaters – NOC (6512)
49185 Theaters – NOC (6512)
49239 Tires – retreading or recapping (7534)
49292 Toll Bridges (4785)
49333 Travel Agency Tours (4725)
49451 Vacant Land (See Note 2 – Bottom of Page 406)
49452 Vacant Land (See Note 2 – Bottom of Page 406)
49617 Vending Machine Operations – confection, food, beverage or ice (5962)
49618 Vending Machine Operations – tobacco products (5962)
49619 Vending Machine Operations – NOC (5962)
49763 Warehouse – cold individual storage lockers (4222)
49800 Wharf and Waterfront Property – ferry docks or terminals (4491)
49801 Wharf and Waterfront Property – occupied by the insured for both freight and passenger purposes (4491)
49802 Wharf and Waterfront – property not occupied by the insured (lessor’s risk only) (6512)
49803 Wharf and Waterfront – property occupied by the insured for freight purposes (4491)
49840 Window Decorating (7389)
49870 YMCA, YWCA or Similar Institutions (8641)
49890 Youth Recreation Programs (8641)
49891 Youth Recreation Programs (8641)
49902 Zoos (8422)
49903 Zoos (8422)
50010 Abrasive Wheel Manufacturing (3291)
50015 Abrasives or Abrasive Products Manufacturing – artificial (3291)
50017 Abrasives or Abrasive Products Manufacturing – NOC (3291)
50045 Adhesive Manufacturing (2891)
50047 Adhesive Tape Manufacturing (2672)
51001 Aerosol Container Manufacturing (3411)
51005 Aerosol Containers – filling or charging for others (7389)
51116 Air Conditioning Equipment Manufacturing (3585)
51201 Aircraft or Aircraft Parts Manufacturing (3721, 3724, 3728)
51205 Alarm Manufacturing – burglar (3669)
51206 Alarm Manufacturing – fire or smoke (3669)
51210 Alcohol Manufacturing – not beverage (2085, 2861, 2869)
51211 Ammunition Manufacturing (3482, 3483)
51220 Appliances and Accessories Manufacturing – commercial – gas (3589, 3469)
51221 Appliances and Accessories Manufacturing – commercial – not gas (3589, 3469)
51222 Appliances and Accessories Manufacturing – household – gas (363)
51224 Appliances and Accessories Manufacturing – household – not gas (363)
51230 Asbestos Goods Manufacturing (3292, 2621)
51240 Asphalt or Tar Distilling or Refining (2911)
51241 Asphalt Works (2951)
51250 Automobile, Bus and Truck Body Manufacturing (3711, 3713)
51251 Automobile, Bus or Truck Parts Manufacturing – brakes or brake linings (3714)
51252 Automobile, Bus or Truck Parts Manufacturing – not operating parts (3714)
51253 Automobile, Bus or Truck Parts Manufacturing – operating parts (3714)
51254 Automobile, Bus or Truck Parts Manufacturing – passenger restraining devices (3714)
51255 Automobile Manufacturing or Assembling (3711)
51300 Baby Food Manufacturing – in glass containers (2032)
51305 Baby Food Manufacturing – NOC (2032)
51315 Bakery Plants (2051, 2052)
51330 Battery Manufacturing – dry cell (3692)
51333 Battery Manufacturing – wet cell or storage (3691, 3692)
51340 Bearing Manufacturing (3562, 3714, 3568, 3089, 2499)
51350 Beer, Ale or Malt Liquor Manufacturing – in bottles (2082)
51351 Beer, Ale or Malt Liquor Manufacturing – in cans (2082)
51352 Beer, Ale or Malt Liquor Manufacturing – not bottled or canned (2082)
51355 Beverage Bottler – soft drinks – carbonated – in cans or plastic bottles (2086)
51356 Beverage Bottler – soft drinks – carbonated – in glass bottles (2086)
51357 Beverage Bottler – soft drinks – in metal cylinders (2086)
51358 Beverage Bottler – soft drinks – in paper containers (2086)
51359 Beverage Bottler – soft drinks – not carbonated – in bottles or cans (2086)
51370 Bicycle Manufacturing – not motorized (3751)
51380 Billiard or Pool Table Manufacturing (3949)
51400 Boat or Ship Building – inboard and inboard/outboard (373)
51401 Boat or Ship Building – without motors (373)
51500 Bolt, Nut, Rivet, Screw or Washer Manufacturing (3452)
51516 Bookbinding (2789)
51517 Bookbinding (2789)
51550 Bottle and Jar Manufacturing – glass – not for use under pressure (3221)
51551 Bottle and Jar Manufacturing – glass – for use under pressure – nonreturnable (3221)
51552 Bottle and Jar Manufacturing – glass – for use under pressure – returnable (3221)
51553 Bottle and Jar Manufacturing – plastic – nonreturnable (3085)
51554 Bottle and Jar Manufacturing – plastic – returnable (3085)
51575 Boxes or Containers Manufacturing – corrugated or fiber board (2653)
51576 Boxes or Containers Manufacturing – wood (2441, 2449)
51600 Brick Manufacturing (3297, 3255, 3271, 3259, 3251)
51613 Brush or Broom Manufacturing (3991)
51625 Bus Manufacturing or Assembling or Reconstructing (3711)
51666 Buttons or Fasteners Manufacturing (3965)
51702 Camper Bodies or Camper Trailers Manufacturing (3792)
51703 Campers Manufacturing – self-powered (3716, 3711)
51734 Can Manufacturing – metal (3411)
51741 Candle Manufacturing (3999)
51752 Candy or Confectionery Products Manufacturing (2064, 2066, 2067)
51767 Carbon Paper or Inked Ribbon Manufacturing (3955)
51777 Carpet or Rug Manufacturing (2273)
51790 Caulking Compounds, Putty or Similar Products Manufacturing (2891)
51796 Cellophane and Cellophane Products Manufacturing (2672, 2677)
51808 Cement, Concrete Mix or Plaster Manufacturing – packaged (3273, 3275, 3272, 3274)
51809 Cement or Plaster Manufacturing – bulk (3273, 3275, 3272, 3274)
51833 Charcoal or Coal Briquette Manufacturing (2861, 2819)
51850 Chemicals Manufacturing – commercial or industrial – NOC (281, 286, 287, 2899)
51851 Chemicals Manufacturing – commercial or industrial – toxic and either flammable, explosive or reactive – NOC (281, 286, 287, 2899)
51852 Chemicals Manufacturing – commercial or industrial – primarily flammable, explosive of reactive – NOC (281, 286, 287, 2899)
51853 Chemicals Manufacturing – commercial or industrial – primarily toxic or presenting a health hazard – NOC (281, 286, 287, 2899)
51854 Chemicals Manufacturing – household – toxic and either flammable, explosive or reactive – NOC (281, 286, 287, 2899)
51855 Chemicals Manufacturing – household – NOC (281, 286, 287, 2899)
51856 Chemicals Manufacturing – household – primarily flammable, explosive or reactive – NOC (281, 286, 287, 2899)
51857 Chemicals Manufacturing – household – primarily toxic or presenting a health hazard – NOC (281, 286, 287, 2899)
51869 China, Porcelain or Earthenware Manufacturing (3261, 3262, 3263, 3269)
51877 Clay Products Manufacturing (3255, 3259, 3251)
51889 Clock Manufacturing (3873)
51896 Clothing Manufacturing (231, 232, 233, 234, 235, 236, 238)
51900 Coffins or Casket Manufacturing (3995)
51909 Coke Manufacturing (2999, 2911, 3312)
51919 Color or Pigment Preparation (2816, 2865)
51926 Communication or Recording Systems or Equipment Manufacturing – industrial or commercial (366)
51927 Communication or Recording Systems or Equipment Manufacturing – NOC (3651, 366)
51934 Composition Goods Manufacturing – not floor coverings (3296)
51941 Computer Manufacturing (3571, 3572, 3575, 3577)
51942 Computer Software Manufacturing – pre-packaged (7372)
51956 Concrete – mixed in transit (3273)
51957 Concrete or Plaster Products Manufacturing – not structural (3271, 3272, 3275)
51958 Concrete Products Manufacturing – prestressed (3272)
51959 Concrete Products Manufacturing – structural – NOC (3271, 3272)
51960 Contact Lens Manufacturing (3851)
51970 Cosmetics Manufacturing (2844)
51982 Cotton Batting, Wadding or Waste Manufacturing (2299)
51985 Cotton Compressing (4221)
51986 Cotton Gin Operations (0724)
51999 Cutlery (not powered) and Flatware Manufacturing (3914, 3421)
52002 Dairy Products Manufacturing (202)
52075 Detergent Manufacturing – household (2841) 52076 Detergent Manufacturing – NOC (2841)
52109 Dextrine Manufacturing (2046)
52134 Door or Window Manufacturing – NOC (3089, 3442, 3231, 3272)
52137 Die Casting Manufacturing (3363, 3364)
52150 Distillation or Extraction – NOC (0831)
52315 Door or Window Manufacturing – wood (2431)
52341 Drug Manufacturing – biological products (2836)
52342 Drug, Medicine or Pharmaceutical Preparations Manufacturing – for animal use (2833, 2834, 2835)
52343 Drug, Medicine or Pharmaceutical Preparations Manufacturing – NOC (2833, 2834, 2835)
52401 Drums or Containers Manufacturing – metal (3411, 3412)
52402 Drums or Containers Manufacturing – plastic (3089)
52432 Electrical Equipment Manufacturing – NOC (361, 3621, 3624, 3625, 3629, 3699)
52433 Electrical Equipment Manufacturing – NOC – for direct and indirect application to the body (3634, 3999)
52435 Electrical Generating Machinery Manufacturing (3621)
52438 Electrical Parts, Components or Accessories Manufacturing – NOC (361, 362, 3694, 3699)
52440 Electrical Power Distribution or Transmission Equipment Manufacturing – NOC (3612, 3613)
52467 Electrical Wire or Cable Manufacturing (3315, 3351, 3355, 3356, 3357)
52469 Electronic Components Manufacturing (367)
52505 Electronic Games Manufacturing (3944)
52547 Electroplating (3471)
52581 Elevator Manufacturing (3534)
52619 Engine or Turbine Manufacturing – not aircraft – NOC (3511, 3519)
52660 Engraving (2796, 3089, 3479)
52744 Escalator or Moving Sidewalk Manufacturing (3534)
52767 Exercise or Playground Equipment Manufacturing (3949)
52876 Explosives or Fireworks Manufacturing (2892, 2899)
52911 Extracts Manufacturing (2833, 2087)
52967 Eye Glass Lens Manufacturing (3851)
53001 Feed Manufacturing – NOC (2048)
53077 Fertilizer Manufacturing (2873, 2874, 2875)
53095 Fiber Manufacturing – NOC (2229, 3229, 3624)
53096 Fiber Manufacturing – synthetic (2823, 2824)
53121 Fiberglass Manufacturing (3296)
53147 Fire Extinguishers Manufacturing (3999)
53229 Fire Suppression Systems Manufacturing (3999)
53271 Firearms Manufacturing (3484)
53333 Floor Covering Manufacturing – not carpets, rugs, ceramic or stone tiles (3996)
53374 Food Products Manufacturing – dry (2023, 2024, 2052, 2068, 2095, 2096, 2098, 2099, 2034, 2041, 2044)
53375 Food Products Manufacturing – frozen (2037, 2038, 2051, 2024, 2053)
53376 Food Products Manufacturing – not dry – in glass containers (2021, 2022, 2032, 2033, 2035, 2026, 2099, 2074, 2075, 2076, 2079)
53377 Food Products Manufacturing – not dry – in other than glass containers (2021, 2022, 2032, 2033, 2035, 2026, 2099, 2074, 2075, 2076, 2079)
53403 Forging Work – NOC (3462, 3463)
53425 Foundries – NOC (332, 336)
53565 Fruit or Vegetable Juice Manufacturing – no bottling of carbonated beverages (2033, 2037)
53631 Fur Garment Manufacturing (2371)
53632 Fur or Pelt Processing (3999)
53731 Furniture Manufacturing or Assembling – infants (2511)
53732 Furniture Manufacturing or Assembling – other than wood (2514, 2519)
53733 Furniture Manufacturing or Assembling – wood (2511, 2512, 2521, 2541, 2517)
53734 Furniture or Woodwork Stripping, Refinishing or Repairing – shop only (7641)
53803 Galvanizing or Tinning (3479)
53901 Gas Manufacturing – toxic and either flammable, explosive or reactive (2813, 2911)
53902 Gas Manufacturing – inert (2813, 2911)
53903 Gas Manufacturing – NOC (2813, 2911)
53904 Gas Manufacturing – primarily flammable, explosive or reactive (2813, 2911)
53905 Gas Manufacturing – primarily toxic or presenting a health hazard (2813, 2911)
53907 Gasoline Distributors (5171, 5172)
54012 Gemstone Cutting or Polishing (3915)
54077 Glass or Glassware Manufacturing (3229, 3211, 3221)
54444 Manufacturers NOC (See Note 2 – Bottom of Page 407)
55010 Heating Equipment Manufacturing – coal or wood (3433)
55011 Heating Equipment Manufacturing – electric (3567, 3585, 3634)
55012 Heating Equipment Manufacturing – fuel oil or kerosene (3433)
55013 Heating Equipment Manufacturing – gas, or liquefied petroleum gas (3433)
55214 Hone, Oilstone or Whetstone Manufacturing (3291)
55371 Honey Extracting (0279, 0752)
55410 Importers (Classify based on merchandise)
55426 Ink Manufacturing (2893, 2899, 3952)
55597 Inner Tube Manufacturing (3011)
55647 Instrument Manufacturing – analytical, calibrating, measuring, testing or recording (3823, 3824, 3825, 3826)
55648 Instrument Manufacturing – control (3822, 3823, 3829)
55649 Instrument Manufacturing – NOC (3827, 3829)
55715 Insulating Material Manufacturing – mineral (3296)
55716 Insulating Material Manufacturing – organic (2493, 2499, 2679)
55717 Insulating Material Manufacturing – plastic – for application in solid state (3086)
55718 Insulating Material Manufacturing – plastic – NOC (3086)
55802 Jewelry Manufacturing (3911)
55918 Ladder Manufacturing – NOC (3089, 3446)
55919 Ladder Manufacturing – wood (2499)
56040 Lamp Shade Manufacturing (3999, 3229, 3645, 3089)
56041 Lamp or Lantern Manufacturing – electric (3641, 3645, 3646)
56042 Lamp or Lantern Manufacturing – NOC (3648)
56170 Lead Manufacturing – red or white (3339, 3341)
56171 Lead Works – sheet, pipe or shot (3356)
56202 Leather Goods Manufacturing – NOC (3151, 3161, 3171, 3172, 3199)
56390 Light Bulb or Tubes Manufacturing (3641)
56391 Lighting Fixtures Manufacturing – NOC (3645, 3646, 3647, 3648)
56427 Lime Manufacturing (3274)
56488 Liquor Manufacturing (2085)
56567 Lubricants Manufacturing – grease (2992)
56650 Machinery or Machinery Parts Manufacturing – construction, mining or materials handling type (3531, 3532, 3533, 3535, 3536)
56651 Machinery or Machinery Parts Manufacturing – farm type (3523)
56652 Machinery or Machinery Parts Manufacturing – industrial type (3559, 3561, 3563, 3564, 3565, 3566, 3567, 3568, 3569, 3592, 3593)
56653 Machinery or Machinery Parts Manufacturing – metalworking (3541, 3542, 3543, 3547, 3548, 3549)
56654 Machinery or Machinery Parts Manufacturing – NOC (3524, 3552, 3553, 3554, 3555, 3556, 3582, 3586, 3589, 3593, 3594)
56690 Match Manufacturing (3999)
56699 Mattress or Box Spring Manufacturing (2515)
56758 Meat, Fish, Poultry or Seafood – curing (201, 2091)
56759 Meat, Fish, Poultry or Seafood Processing – in airtight containers (201, 2091)
56760 Meat, Fish, Poultry or Seafood Processing – not in airtight containers (201, 2091)
56805 Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – expendable (384)
56806 Medical, Dental, Hospital or Surgical Equipment or Supplies Manufacturing – nonexpendable (384)
56807 Medical, Dental, Hospital or Surgical Instruments Manufacturing (384)
56808 Medical, Dental or Surgical Diagnostic Treatment Machines or Devices Manufacturing (384)
56900 Metal Extraction or Refining – NOC (3331, 3334, 3339, 3341)
56910 Metal Foil Manufacturing (3353, 3497)
56911 Metal Goods Manufacturing – NOC (See Note 2 – Bottom of Page 407)
56912 Metal Goods Manufacturing – stamping – not signs (3465, 3466, 3469)
56913 Metal Heat Processing (3398)
56915 Metal Works – shop – structural – load bearing (3441)
56916 Metal Works – shop – structural – not load bearing (3446)
56917 Metals – extraction or refining – chemical processes (3331, 3334, 3339)
56918 Metals – extraction or refining – electrometallurgical processes (3312, 3313)
56919 Metals – extraction or refining of ferrous metals – blast furnace or other pyrometallurgical processes (3312)
56920 Metals – extraction or refining of nonferrous metals – blast furnace or other pyrometallurgical processes (3312, 3331, 3334)
56980 Mica Goods Manufacturing (3295, 3299)
57001 Milk Depots or Dealers (5143)
57002 Milk Processing (2020)
57090 Mobile Home Manufacturing (2451)
57146 Modular Units Manufacturing (2452, 3448)
57202 Motorcycle, Moped or Motor Scooter Manufacturing (3751)
57257 Musical Instrument Manufacturing (3931)
57401 Nails or Spikes Manufacturing (3315, 3399)
57403 Needles, Pins or Tacks Manufacturing (3965)
57410 Net Manufacturing – NOC (2298)
57411 Net Manufacturing – safety nets (2298)
57572 Office Machines Manufacturing (3578, 3579)
57600 Optical Goods Manufacturing (3827)
57611 Ore Milling or Processing (3312, 1094, 1099, 1011, 1021, 1031, 1041, 1044, 1061)
57625 Orthopedic, Ambulation or Prosthetic Devices Manufacturing (3842)
57651 Packing Houses (2011)
57690 Paint, Varnish, Shellac or Lacquer Manufacturing (2851)
57716 Paper Coating or Finishing (2671, 2672, 2679)
57725 Paper Goods Manufacturing – NOC (2673, 2674, 2675, 2676, 2677, 2678, 2679)
57726 Paper Manufacturing (2621)
57798 Parachute Manufacturing (2399)
57808 Pattern Manufacturing – metal (3469)
57809 Pattern Manufacturing – NOC (3543)
57810 Pattern Manufacturing – paper (2741)
57871 Pencil, Pen, Crayon or Chalk Manufacturing (3951, 3952)
57913 Pet Food Manufacturing (2047, 2048)
57997 Photo Finishing Laboratories (7384)
57998 Photographic Equipment Manufacturing (3861)
57999 Photographic Supplies Manufacturing (3861)
58009 Pipes or Tubes Manufacturing – metal (3312, 3317, 3351, 3353)
58010 Pipes or Tubes Manufacturing – plastic (3084)
58020 Pipes Manufacturing – tobacco (3069, 3999)
58056 Plastic Manufacturing – raw material (2821)
58057 Plastic or Rubber Goods Manufacturing – NOC – household (3052, 3069, 3086, 3089)
58058 Plastic or Rubber Goods Manufacturing – NOC – other than household (3052, 3061, 3081, 3082, 3086, 3089, 3053, 3069, 3083)
58095 Plumbing Fixtures Manufacturing (3088, 3261, 3431, 3432, 3463)
58096 Plumbing Supplies Manufacturing – NOC (3069, 3494)
58301 Plywood, Veneer or Veneer Products Manufacturing – NOC (2435, 2436, 2411)
58302 Plywood, Veneer or Veneer Products Manufacturing – without log processing (2435, 2436)
58397 Prefabricated Building Manufacturing (2452, 3448)
58408 Printing (2732, 2752, 2754, 2759, 2761)
58409 Printing (2732, 2752, 2754, 2759, 2761)
58456 Publishers – books or magazines (2721, 2731, 2741)
58457 Publishers – books or magazines (2721, 2731, 2741)
58458 Publishers – newspapers (2711)
58459 Publishers – newspapers (2711)
58503 Pulp Manufacturing (2611)
58532 Pump or Compressor Manufacturing (3561, 3563, 3585, 3586, 3594)
58559 Railroad Engine Manufacturing (3743)
58560 Railroad or Other Public Conveyance Cars Manufacturing (3743)
58561 Railroad or Other Public Conveyance Cars Parts Manufacturing (3743)
58575 Razor or Razor Blade Manufacturing (3421)
58627 Musical Products Manufacturing – prerecorded (3652)
58663 Refrigeration Equipment Manufacturing (3585)
58682 Rendering Works (2077)
58713 Rolling Mills – cold or hot process (3321, 3325, 3351, 3355, 3356)
58737 Rope Manufacturing (2298)
58756 Rubber Manufacturing (2822)
58757 Rubber Reclaiming (3069)
58759 Rubber Stamp Manufacturing or Assembling (3069)
58802 Saddles, Harnesses or Horses Furnishings Manufacturing (3199)
58813 Safes or Safe Vaults Manufacturing (3499)
58822 Sail Making (2394)
58837 Salt, Borax, Potash or Phosphate – producing or refining – NOC (2819)
58840 Salt Manufacturing (2899)
58873 Saw Mills or Planing Mills (242)
58903 Sewing Machine Manufacturing – commercial (3559)
58904 Sewing Machine Manufacturing – household (3639)
58922 Sheet Metal Work – shop only (7699)
59005 Shoe, Boot or Slipper Manufacturing (314)
59057 Sign Manufacturing – electrical (3993)
59058 Sign Manufacturing – NOC (3993)
59188 Slate Milling (1499)
59189 Slate Splitting or Slate Roofing Manufacturing (1411, 1429, 3281)
59223 Soap Manufacturing (2841)
59257 Sponge Processing (3999)
59306 Sporting Goods or Athletic Equipment Manufacturing (3949)
59378 Steel Wool or Wire Wool Manufacturing (3291)
59481 Stone Crushing (142, 3295)
59482 Stone Cutting or Polishing (3281)
59537 Sugar Refining (2062)
59601 Swimming Pools or Accessories Manufacturing (2394, 3089, 3589, 3648, 3949)
59647 Syrups or Molasses – refining, blending or manufacturing (2061, 2062, 2063, 2066, 2087, 2099)
59660 Tank Building or Manufacturing – metal – not pressurized (3443)
59661 Tank Building or Manufacturing – metal – pressurized (3443)
59693 Tanning – animal hides (3111)
59695 Telecommunication Equipment Manufacturing (3661, 3663)
59701 Television Picture Tube Manufacturing (3663)
59713 Tent or Canopy Manufacturing (2394)
59722 Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening – new goods (2226)
59723 Textile Coating or Impregnating (2295)
59724 Textile Manufacturing – impregnated or coated (2295)
59725 Textile Products Manufacturing – fabricated (239)
59726 Textile Spinning, Weaving or Knitting Mills (221, 222, 223, 224, 228)
59738 Tie, Post or Pole Yard (5211)
59750 Tire Manufacturing – auto, bus or truck (3011)
59751 Tire Manufacturing – not auto, bus or truck (3011)
59773 Tobacco Products Manufacturing – cigars or cigarettes (2111, 2121)
59774 Tobacco Products Manufacturing – NOC (2141)
59775 Tobacco Products Manufacturing – plug or snuff (2131)
59781 Tool Manufacturing – accessories – NOC (3545)
59782 Tool Manufacturing – hand type – not powered (3423)
59783 Tool Manufacturing – hand type – powered (3546)
59784 Tool Manufacturing – power equipment – household type – outdoor or workshop (3541)
59790 Toy or Game Manufacturing (3942, 3944)
59798 Trailers Manufacturing (3792)
59806 Truck Manufacturing or Assembling (3711)
59867 Turpentine or Rosin Manufacturing (2861)
59886 Twine or Cordage Manufacturing (2298)
59889 Umbrella or Cane Manufacturing (3999)
59892 Valves Manufacturing (3494, 3491, 3492)
59904 Vegetable Oil Manufacturing – by solvent extraction (2076, 2074, 2075, 2079, 2046)
59905 Vegetable Oil Manufacturing – NOC (2076, 2074, 2075, 2079, 2046)
59914 Metal Works – shop – decorative or artistic (3446)
59915 Vending Machines Manufacturing (3581)
59917 Venetian Blinds Manufacturing or Assembling (2591)
59923 Watch or Watch Case Manufacturing (3873)
59925 Water Bottling – in siphons (2086)
59926 Water Bottling – spring or well – not sparkling or carbonated (2086)
59927 Water Bottling – spring or well – sparkling or carbonated (2086)
59931 Wax or Wax Products Manufacturing – NOC (2842, 2891)
59932 Wax, Wax Products or Polish Manufacturing – floor (2842)
59941 Wheel Manufacturing (3714, 3499)
59947 Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing (2499)
59955 Wigs or Hair Pieces Manufacturing (3999)
59963 Wine Manufacturing – sparkling (2084)
59964 Wine Manufacturing – still (2084)
59970 Wire Cloth Manufacturing (3315)
59973 Wire Drawing (3315, 3351, 3355, 3356, 3357)
59975 Wire Goods Manufacturing – NOC (3312, 3315)
59977 Wire Rope or Cable Manufacturing – metal (3315, 3357)
59984 Wood Preserving (2491)
59985 Wood Products Manufacturing – NOC (241, 242, 243, 244, 249)
59986 Wood Turned Products Manufacturing – NOC (2499)
59988 Wool Combing, Scouring or Separating from Cotton (2299)
59989 Wool Pulling (3999)
60010 Apartment Buildings (6513)
60011 Apartment Buildings – garden (6513)
60012 Apartment Buildings or Hotels – time-sharing – less than 4 stories (6513)
60013 Apartment Buildings or Hotels – time-sharing – 4 stories or more (6513)
60015 Apartment Hotels – less than 4 stories (6513)
60016 Apartment Hotels – 4 stories or more (6513)
60035 Automobile Renting or Leasing Companies (7514, 7515)
61000 Boarding or Rooming Houses (7021)
61212 Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only) (6512)
61216 Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only) (6512)
61217 Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only) (6512)
61218 Buildings or Premises – bank or office – mercantile or manufacturing – maintained by the insured (lessor’s risk only) (6512)
61223 Buildings or Premises – Bank (6512)
61224 Buildings or Premises – bank or office – premises primarily occupied by employees of the insured (6512)
61225 Buildings or Premises – bank or office – premises primarily occupied by employees of the insured (6512)
61226 Buildings or Premises – bank or office – NOC (6512)
61227 Buildings or Premises – bank or office – NOC (6512)
62000 Condominiums – commercial – bank or mercantile, manufacturing or office (association risk only) (6512)
62001 Condominiums – commercial – shopping centers (association risk only) (6512)
62002 Condominiums – commercial warehouses – manufacturing or private (association risk only) (6512)
62003 Condominiums – residential – (association risk only) (6513, 6514)
63010 Dwellings – one-family (lessor’s risk only) (6514)
63011 Dwellings – two-family (lessor’s risk only) (6514)
63012 Dwellings – three-family (lessor’s risk only) (6514)
63013 Dwellings – four-family (lessor’s risk only) (6514)
63215 Exhibition or Convention Buildings (6512)
63216 Exhibition or Convention Buildings (6512)
63217 Exhibitions – in buildings – NOC (7999)
63218 Exhibitions – in buildings – NOC (7999)
63219 Exhibitions – in buildings – no admission charged (7999)
63220 Exhibitions – in buildings – no admission charged (7999)
64074 Hotels and Motels – less than 4 stories (lessor’s risk only) (6519)
64075 Hotels and Motels – 4 stories or more (lessor’s risk only) (6519)
64500 Housing Projects – federal, state, local (6513)
65007 Labor Union Offices (8631)
66122 Lawyers Offices (8111)
66123 Lawyers Offices (8111)
66309 Libraries (8231)
66561 Medical Offices (8011, 8021, 8031, 8041, 8042, 8043, 8049)
67017 Shelters, Mission Settlement or Halfway Houses – not church or office buildings (8361)
67508 Schools – colleges, universities, junior colleges or college preparatory (8221, 8222)
67509 Schools – colleges, universities, junior colleges or college preparatory (8221, 8222)
67510 Schools – dormitory facilities (See Note 1 – Bottom of Page 407)
67511 Schools – dormitory facilities (See Note 1 – Bottom of Page 407)
67512 Schools – NOC (7911, 8299)
67513 Schools – NOC (7911, 8299)
67634 Shopping Centers – indoor malls — buildings, or premises not occupied by the insured (lessor’s risk only) (6512)
67635 Shopping Centers – buildings, or premises not occupied by the insured (lessor’s risk only) (6512)
68001 Taxicab Companies (4121)
68439 Ticket Agencies (7922, 7999)
68500 Townhouses or Similar Associations (association risk only) (6514)
68604 Vacant Buildings – factories (See Note 2 – Bottom of Page 407)
68606 Vacant Buildings – not factories (See Note 2 – Bottom of Page 407)
68607 Vacant Buildings – not factories (See Note 2 – Bottom of Page 407)
68702 Warehouses – manufacturing or private buildings or premises – occupied by multiple interests (lessor’s risk only) (6512)
68703 Warehouses – manufacturing or private buildings or premises – occupied by single interest (lessor’s risk only) (6512)
68706 Warehouses – private (See Note 1 – Bottom of Page 407)
68707 Warehouses – private (See Note 1 – Bottom of Page 407)
90089 Advertising Sign Companies – outdoor (7312)
91111 Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair (1711, 5075)
91125 Airport Runway or Warming Apron – paving or repaving, surfacing, resurfacing or scraping (1611)
91127 Alarms and Alarm Systems – installation, servicing or repair (1731)
91130 Alarms – security systems – monitoring (7382)
91135 Analytical Chemists (8999)
91150 Appliances and Accessories – installation, servicing or repair – commercial (762)
91155 Appliances and Accessories – installation, servicing or repair – household (762)
91160 Armored Car Service Companies (7381)
91175 Auctioneers – livestock – sales conducted away from the insureds premises (5154)
91177 Auctioneers – sales conducted away from the insureds premises (7389)
91179 Auctions – on premises owned or rented by the insured (5999)
91190 Automobile Dismantling (5093)
91200 Blacksmithing (7699)
91210 Blasting Operations (161, 15, 162)
91235 Boat Repair and Servicing (3732)
91250 Boiler Inspection, Installation, Cleaning or Repair (1711, 7699)
91265 Bridge or Elevated Highway Construction – iron or steel (1622)
91266 Bridge or Elevated Highway Construction – concrete (1622)
91280 Building Structure – raising or moving (1799)
91302 Cable Installation in Conduits or Subways (1623)
91315 Cable or Subscription Television Companies (4841)
91324 Caisson or Cofferdam Work – foundations for buildings (1799)
91325 Caisson or Cofferdam Work – not foundations for buildings (1629)
91340 Carpentry – construction of residential property not exceeding three stories in height (1751)
91341 Carpentry – interior (1751)
91342 Carpentry – NOC (1751)
91343 Carpentry – shop only (1751)
91405 Carpet, Rug, Furniture or Upholstery Cleaning – on customer’s premises (7217)
91436 Ceiling or Wall Installation – metal (1761)
91481 Chimney Cleaning (7349)
91507 Clay or Shale Digging (1459)
91523 Cleaning – outside surfaces of buildings (1799)
91547 Commissary Work (5812)
91551 Communication Equipment Installation – industrial or commercial (1731)
91555 Computer Service or Repair (7378)
91560 Concrete Construction (1771)
91562 Concrete or Cement Distributing Towers – rented to others – installation, repair or removal operations only (7353)
91577 Conduit Construction for Cables or Wires (1623)
91580 Contractors – executive supervisors or executive superintendents (See Note 1 – Bottom of Page 407)
91581 Contractors – subcontracted work – in connection with construction, reconstruction, erection or repair not buildings – NOC (See Note 2 – Bottom of Page 407)
91582 Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – apartment or office buildings over 4 stories (1542, 1522)
91583 Contractors – subcontracted work – in connection with building construction, reconstruction, repair or erection – one or two family dwellings (1521, 1522, 1531)
91584 Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – for industrial use (1541)
91585 Contractors – subcontracted work – in connection with construction, reconstruction, repair or erection of buildings – NOC (See Note 2 – Bottom of Page 407)
91586 Contractors – subcontracted work – in connection with oil and gas field construction, reconstruction or repair (1629)
91587 Contractors – subcontracted work – in connection with pipeline (other than oil or gas), or communication or power line construction, reconstruction or repair (1623)
91588 Contractors – subcontracted work – in connection with bridge, tunnel or elevated street or highway construction, reconstruction or repair. (1622)
91589 Contractors – subcontracted work – in connection with street or highway construction, reconstruction or repair – not elevated (1611)
91590 Contractors Permanent Yards – maintenance or storage of equipment or material (See Note 1 – Bottom of Page 407)
91591 Contractors – subcontracted work – other than construction – related work (Type of contractor)
91600 Construction or Project Manager (8741)
91606 Crop Spraying – by contractors (0721)
91618 Dam or Reservoir Construction (1629)
91629 Debris Removal – construction site (4212)
91636 Detective or Investigative Agencies – private (7381)
91641 Dike, Levee or Revetment Construction (1629)
91666 Diving – marine (7389)
91722 Dock Operations – coal, grain or ore (4491)
91746 Door, Window or Assembled Millwork – installation – metal (1751)
91805 Draftsmen (7389)
92053 Dredging – gold – endless bucket or ladder type (1041)
92054 Dredging – gold – floating dragline type (1041)
92055 Dredging – NOC (1629)
92101 Drilling – NOC (1241, 1081, 1481)
92102 Drilling – water (1781)
92215 Driveway, Parking Area or Sidewalk – paving or repaving (1611)
92338 Dry Wall or Wallboard Installation (1742)
92445 Electric Light or Power Companies (4911, 4931)
92446 Electric Light or Power Line Construction – NOC (1623)
92447 Electric Light or Power Line Construction – rural electrification administration projects only (1623)
92451 Electrical Apparatus – installation, servicing or repair – NOC (7629, 1731)
92453 Electric Light or Power Cooperatives – rural electrification administration projects only (4911)
92478 Electrical Work – within buildings (1731)
92593 Elevator or Escalator Inspecting, Installation, Servicing or Repair (1796)
92663 Engineers or Architects – consulting – not engaged in actual construction (8711, 8712, 8713)
94007 Excavation (1794)
94099 Express Companies (4513, 4215)
94225 Farm Machinery Operations – by contractors (0761)
94276 Fence Erection Contractors (1799)
94304 Fire Extinguishers – servicing, refilling or testing (7389)
94381 Fire Suppression Systems – installation, servicing or repair (7389)
94404 Fireproofing – structures (1799)
94444 Contractors NOC (See Note 2 – Bottom of Page 407)
94569 Floor Covering Installation – not ceramic tile or stone (1752)
94590 Floor Waxing (7349)
94617 Freight Forwarders or Handlers – NOC (4731)
94638 Freight Forwarders or Handlers – packing, handling or shipping explosives or ammunition under contract (4731)
95124 Furniture or Fixtures – installation in offices or stores – portable – metal or wood (1796)
95233 Garbage, Ash or Refuse Collecting (4953)
95305 Gas Companies – NOC (4925, 4932)
95306 Gas Companies – natural gas – local distribution (4922, 4923, 4924)
95310 Gas Mains or Connections Construction (1623)
95357 Geophysical Exploration – NOC (1081, 1382, 1481)
95358 Geophysical Exploration – seismic method (1382)
95410 Grading of Land (1794)
95455 Grain Elevator Operations (4221, 5153)
95487 Greenhouse Erection (1799)
95505 Guniting or Shot-Crete (1771)
95620 Gunsmiths (7699)
95625 Handyman (1799)
95630 Hazardous Material Contractors (1799)
95647 Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – no liquefied petroleum gas (LPG) equipment sales or work (1711)
95648 Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair – NOC (1711)
96053 House Furnishings Installation – NOC (1799)
96317 Inspection and Appraisal Companies – inspecting for insurance or valuation purposes (6411, 6531, 7389)
96408 Insulation Work – plastic – NOC (1742)
96409 Insulation Work – organic or plastic in solid state (1742)
96410 Insulation Work – mineral (1742)
96611 Interior Decorators (7389)
96702 Irrigation or Drainage System Construction (1629)
96703 Irrigation Works Operations (4971)
96816 Janitorial Services (7349)
96872 Jetty or Breakwater Construction (1629)
96930 Web Site Designers (7379)
97002 Laboratories – research, development or testing (8731, 8734)
97003 Laboratories – research, development or testing (8731, 8734)
97047 Landscape Gardening (0782)
97050 Lawn Care Services (0782)
97111 Logging and Lumbering (2411)
97220 Machine Shops – NOC (3599)
97221 Machinery or Equipment – farm – installation, servicing, repair or erection (7699)
97222 Machinery or Equipment – industrial – installation, servicing or repair (1796)
97223 Machinery or Equipment – installation, servicing or repair – NOC (1796)
97308 Marine Appraisers or Surveyors (8713)
97447 Masonry (1741)
97650 Metal Erection – decorative or artistic (1799)
97651 Metal Erection – frame structures, iron work on outside of buildings (1791)
97652 Metal Erection – in the construction of dwellings not exceeding 2 stories in height (1791)
97653 Metal Erection – nonstructural – NOC (1799)
97654 Metal Erection – steel lock gates, gas holders, standpipes, water towers, smoke stacks, tanks, silos, prison cells, fire or burglar-proof vaults (1799)
97655 Metal Erection – structural – NOC (1791)
98002 Mining – NOC (10, 12, 14)
98003 Mining – surface (10, 12, 14)
98090 Motion Pictures – development of negatives, printing and all subsequent operations (7819)
98091 Motion Pictures – film distribution or exchanges – not located at motion picture studios (7822)
98092 Motion Pictures – production – studios or outside – all operations prior to the development of negatives (7812)
98111 Office Machines or Appliances – installation, inspection, adjustment, repair (7629)
98150 Oil or Gas Lease Operations – natural gas (1311)
98151 Oil or Gas Lease Operations – natural gas – within the limits of any town or city, on the right -of-way of any railroad, or in any ocean, gulf or bay (1311)
98152 Oil or Gas Lease Work by Contractors – not lease operation (1629)
98153 Oil or Gas Wells – acidizing (1389)
98154 Oil or Gas Wells – cementing (1389)
98155 Oil or Gas Wells – cleaning or swabbing by contractors (1389)
98156 Oil or Gas Wells – cleaning or swabbing by contractors – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay (1389)
98157 Oil or Gas Wells – drilling or redrilling, installation or recovery of casing (1381)
98158 Oil or Gas Wells – drilling or redrilling, installation or recovery of casing – within the limits of any town or city, on the right-of-way of any railroad, or in any ocean, gulf or bay (1381)
98159 Oil or Gas Wells – instrument logging or survey work in wells (1389)
98160 Oil or Gas Wells – perforating of casing (1389)
98161 Oil or Gas Wells – servicing – by contractors (1389)
98162 Oil or Gas Wells – shooting (1389)
98163 Oil Rig or Derrick Erecting or Dismantling – wood or metal (1389)
98164 Oil Still Erection or Repair (1389)
98257 Orchards and Vineyards – operation by contractors (0721)
98303 Painting – exterior – buildings or structures – exceeding 3 stories in height – NOC (1721)
98304 Painting – exterior – buildings or structures – 3 stories or less in height – NOC (1721)
98305 Painting – interior – buildings or structures (1721)
98306 Painting – oil or gasoline tanks (1721)
98307 Painting – ship hulls (1721)
98308 Painting – shop only (1721)
98309 Painting – exterior – steel structures or bridges – exceeding 3 stories in height – NOC (1721)
98344 Paperhanging (1721)
98405 Piano Tuning (7699)
98413 Pile Driving – building foundation only (1629)
98414 Pile Driving – NOC (1629)
98415 Pile Driving – sonic method (1629)
98423 Pipeline Construction – gas (1623)
98424 Pipeline Construction – NOC (1623)
98425 Pipeline Construction – oil (1623)
98426 Pipeline Construction – slurry – nonflammable mixtures (1623)
98427 Pipelines – operation – gas (4922)
98428 Pipelines – operation – NOC (4619)
98429 Pipelines – operation – oil (4612, 4613)
98430 Pipelines – operation – slurry – nonflammable mixtures (4619)
98449 Plastering or Stucco Work (1742, 1771)
98482 Plumbing – commercial and industrial (1711)
98483 Plumbing – residential or domestic (1711)
98502 Prefabricated Building Erection (1521, 1522, 1541, 1542)
98555 Quarries (1411, 142, 1459, 1499)
98597 Radio or TV Broadcasting Stations (4832, 4833)
98598 Radio or TV Broadcasting Stations (4832, 4833)
98601 Railroad Construction (1629)
98622 Railroads – operation and maintenance – with BI passenger hazard (401)
98623 Railroads – operation and maintenance – without BI passenger hazard (401)
98624 Railroads – shop operation and maintenance (401)
98636 Refrigeration Systems or Equipment – dealers and distributors and installation, servicing or repair – commercial (7623, 1711)
98640 Renovating – outside surfaces of buildings (1799)
98658 Rigging – not ship or boat (1799)
98659 Rigging – ship or boat (3731, 3732)
98677 Roofing – commercial (1761)
98678 Roofing – residential (1761)
98698 Salvage Operations – NOC (7389)
98699 Salvage Operations – removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings (7389)
98705 Sandblasting (1799)
98710 Sand or Gravel Digging (144)
98751 Security and Patrol Agencies (7381)
98805 Septic Tank Systems – cleaning (7699)
98806 Septic Tank Systems – installation, servicing or repair (1711)
98810 Sewage Disposal – plant operations (4952)
98813 Sewer Cleaning (7699)
98820 Sewer Mains or Connections Construction (1623)
98871 Shaft Sinking (1081, 1241, 1481)
98884 Sheet Metal Work – outside (1761)
98914 Ship Ceiling or Scaling (7699)
98949 Ship Repair or Conversion (3731, 3732)
98967 Siding Installation (1761)
98993 Sign Erection, Installation or Repair (1799)
99003 Sign Painting or Lettering – inside of buildings (7389)
99004 Sign Painting or Lettering on Buildings or Structures (7389)
99080 Solar Energy Contractors (1711)
99111 Stables – boarding, livery or racing (7948, 7999)
99160 Steam Heating or Steam Power Companies (4961)
99163 Steam Mains or Connections Construction (1623)
99165 Steam Pipe or Boiler Insulation (1711)
99220 Stevedoring – by hand or by means of hand trucks exclusively – no hoisting of cargo (4491)
99221 Stevedoring – handling explosives or ammunition under contract (4491)
99222 Stevedoring – NOC (4491)
99223 Stevedoring – tallyers or checking clerks engaged in connection with stevedoring work (4491)
99303 Street Cleaning (4959)
99315 Street or Road Construction or Reconstruction (1611)
99321 Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping (1611)
99445 Subway Construction (1629)
99471 Surveyors – land – not engaged in actual construction (8713)
99505 Swimming Pool Servicing (7389)
99506 Swimming Pools – installation, servicing or repair – above ground (1799, 7389)
99507 Swimming Pools – installation, servicing or repair – below ground (1799, 7389)
99570 Tank Construction, Installation, Erection or Repair – metal – not pressurized – NOC (1791)
99571 Tank Construction, Installation, Erection or Repair – metal – pressurized – NOC (1791)
99572 Tank Construction, Installation, Erection or Repair – metal – not pressurized – within buildings exclusively (1791)
99573 Tank Construction, Installation, Erection or Repair – metal – pressurized – within buildings exclusively (1791)
99600 Telecommunication Service Providers (4813)
99613 Telephone, Telegraph or Cable Television Line Construction (1623)
99614 Telegraph Companies (4822)
99620 Teleproduction Studios (7812)
99650 Television or Radio Receiving Set Installation or Repair (7622)
99709 Tent or Canvas Goods – erection, removal or repair – away from shop (1799)
99718 Theatrical Companies – traveling (7922)
99746 Tile, Stone, Marble, Mosaic or Terrazzo Work – interior construction (1743)
99760 Tobacco Rehandling or Warehousing (4221)
99777 Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating (0783)
99793 Truckers (421)
99798 Tunneling (1622)
99803 Underpinning Buildings or Structures (1799)
99826 Upholstering – NOC (7641)
99827 Upholstering – shop only (7641)
99851 Veterinarian or Veterinary Hospitals (074)
99917 Warehouse – cold storage – public (4222)
99938 Warehouses – NOC (4221, 4225, 4226)
99943 Water Companies (4941)
99946 Water Mains or Connection Construction (1623)
99948 Water Softening Equipment – installation, servicing or repair (1799)
99952 Waterproofing – by pressure apparatus (1799)
99953 Waterproofing – by trowel – exterior (1799)
99954 Waterproofing – by trowel – interior or insulation work (1799)
99955 Waterproofing – NOC (1799)
99963 Weighers, Samplers or Inspectors of Merchandise – on vessels or docks or at railway stations or warehouses (4785)
99969 Welding or Cutting (7692)
99975 Window Cleaning (7349)
99986 Wrecking – buildings or structures – NOC (1795)
99987 Wrecking – dismantling of prefabricated dwellings not exceeding 3 stories – for reerection (1795)
99988 Wrecking – marine (4499)

List of General Liability Class Codes Online